Seminole County property record for 177 Florida Ave, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 2022 |
| Lot Size | 0.385 acres (16,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,000 (Oct 2022) |
| Tax Bill | $5,743 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Oct 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-20-32-501-0300-0120 |
| Primary APN | 21-20-32-501-0300-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,420 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 16,767 sqft (0.385 acres) |
| Lot Dimensions | 138 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 177 FLORIDA AVE |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-8885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 & 15 & 1/2 OF VACD ALLEY ON W & S WHITCOMBS 1ST ADD TO GENEVA PB 2 PG 50 |
| Legal Subdivision | WHITCOMBS 1ST AND 2ND ADDS TO GENEVA |
| Legal Tract | 501 |
| Legal Lot Number | 12 15 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 21201 |
177 Florida Ave is owned and occupied by two individuals who bought it in October 2022.
Source: Seminole County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Construction Mortgage HOUSEMAX FUNDING FUND I LLC |
| Oct 20, 2022 | Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP |
| Jan 3, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 15, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Document Number | 2022116985 |
| Deed Book / Page | 10334 / 1617 |
| Prior Transfer Date | Sep 30, 2021 |
| Prior Transfer Doc | 0100710317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Title Company | COBBLESTONE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2085 TALL PINE TRL, GENEVA, FL 32732-9139 |
| Investor | Possibly a Property Investor |
| Document Number | 0101521706 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 10152/1706 |
| Instrument | 2022009587 |
| Name | HOUSEMAX FUNDING FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AUSTIN, TX 78746 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Aug 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 20, 2022 |
| Property Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Document Number | 0103341617 |
| Book / Page | 10334 / 1617 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022116985 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,269.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 659, GENEVA, FL 32732-0659 |
| Name | Verified Name |
|---|---|
| Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Document Number | 0103341618 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 10334/1618 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Document Number | 0101351735 |
| Book / Page | 10135 / 1735 |
| Map Reference | MB 12 PG 15 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2022000491 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 275 CRYSTAL CIR, OVIEDO, FL 32765-6739 |
| Name | Verified Name |
|---|---|
| Address | 2085 TALL PINE TRL, GENEVA, FL 32732-9139 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Document Number | 0100710317 |
| Book / Page | 10071 / 317 |
| Map Reference | MB 2 PG 50 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021136692 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 275 CRYSTAL CIR, OVIEDO, FL 32765-6739 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 15, 2020 |
| Property Address | 177 FLORIDA AVE, GENEVA, FL 32732-8885 |
| Document Number | 0096510612 |
| Book / Page | 009651 / 000612 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 75279 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 230 3RD ST GENEVA FL 32732, GENEVA, FL 32732 |
The 2025 property tax bill for 177 Florida Ave was $5,743 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,743.00 Homeowner's exemption | $438,399 | $445,148 Land $84,000 Building $361,148 |
| 2023 | $4,928.00 (+512.94%) Homeowner's exemption | $387,328 (+545.55%) | $387,871 (+546.45%) Land $80,000 Building $307,871 |
| 2022 | $804.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 177 Florida Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Florida Ave is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241 |
|---|---|
| Water Source | Purchased groundwater from SEMINOLE COUNTY SOUTHEAST |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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