177 Eley Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 177 Eley Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1976
Lot Size	4.04 acres (176,100 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Oct 2021)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-5M`

Property Details

APN / Parcel Number

Primary APN	`34-5M`
Alternative APNs	`034 5M` `22377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	176,100 sqft (4.04 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	448 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Electric

Location & Zoning

Account Number	22377
Old Parcel Number	034 5M
Street Address	177 ELEY RD
City	FREDERICKSBURG
State	VA
Zip	22406-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 6 4.0427 AC GALILEAN SHORES
Legal Subdivision	GALILEAN SHORES
Legal Lot Number	6 4
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10308

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	177 ELEY RD, FREDERICKSBURG, VA 22406-4724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORPORATION
Nov 14, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	210035555
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	177 ELEY RD, FREDERICKSBURG, VA 22406-4724
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003004
Date	Mar 22, 2024
Instrument	240003004

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 25, 2021
Property Address	177 ELEY RD, FREDERICKSBURG, VA 22406-4724
Document Number	210035555
Instrument Date	Oct 20, 2021
Instrument	210035555
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	THE SETTLEMENT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ELEY RD, FREDERICKSBURG, VA 22406-4724

Mortgage

Document Number	210035556
Date	Oct 25, 2021
Instrument	210035556

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Nov 14, 2018
Property Address	177 ELEY RD, FREDERICKSBURG, VA 22406-4724
Document Number	180019070
Instrument Date	Nov 9, 2018
Instrument	19070
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ELEY RD FREDERICKSBURG VA 224064724, FREDERICKSBURG, VA 22406-4724

Mortgage

Document Number	180019071
Date	Nov 14, 2018
Instrument	19071

Lender

Name	CARRINGTON MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+10.19%)	$352,200 (+11.14%) Land $135,000 Building $217,200	$352,200 (+11.14%) Land $135,000 Building $217,200
2023	$2,994.00 (+34.26%)	$316,900 Land $115,000 Building $201,900	$316,900 Land $115,000 Building $201,900
2021	$2,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

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