177 East St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 177 East St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,460 sqft · built 1998
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 1999)
Tax Bill	$10,666 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:022 B:L:037-06`

Property Details

APN / Parcel Number

Primary APN	`M:022 B:L:037-06`
Alternative APNs	`UPTO M:022 L:037.06` `1561`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	1,452 sqft
Basement Area	1,440 sqft
Unfinished Basement	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	177 EAST ST
City	UPTON
State	MA
Zip	01568-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	37.06
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1033
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN M:022 B:L:037-06

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	177 EAST ST, UPTON, MA 01568-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Jul 02, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 1999 · Amount on Record
Deed Sale	Apr 30, 1999 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Book / Page	21330 / 376
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Jul 02, 2026
Property Address	177 EAST ST, UPTON, MA 01568-1208
Document Number	0000126157
Instrument Date	Jun 08, 2026
Instrument	2026126157
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 EAST ST, UPTON, MA 01568-1208

Mortgage

Document Number	0000126157,
Date	Jul 02, 2026
Instrument	2026126157

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Recording Date	Jul 02, 2026
Property Address	177 EAST ST, UPTON, MA 01568-1208
Document Number	0000055234
Book / Page	73819 / 186
Instrument Date	Jun 08, 2026
Instrument	202655234
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 EAST ST, UPTON, MA 01568-1208

Mortgage

Document Number	0000055234,
Date	Jul 02, 2026
Book Page	73819/186
Instrument	202655234

Lender

Name	MIDDLESEX SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	177 EAST ST, UPTON, MA 01568-1208
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067414-270
Date	Apr 11, 2022
Book Page	67414/270
Instrument	39712

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	177 EAST ST, UPTON, MA 01568-1208
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61298-102
Date	Oct 25, 2019
Book Page	61298/102
Instrument	113255

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2029

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,666.00 (+1.11%)	$811,100 (+5.19%) Land $312,700 Building $498,400	$951,425 (+21.88%)
2024	$10,549.00 (+30.77%)	$771,100 (+32.58%) Land $304,700 Building $466,400	$780,615
2023	$8,067.00	$581,600 Land $231,100 Building $350,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Based on FCC filings for 44 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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