177 E Silver Shoals Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 177 E Silver Shoals Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 1995
Lot Size	11 acres (479,596 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058 115`

Property Details

APN / Parcel Number

Primary APN	`058 115`
Alternative APN	`287901`

Interior

Stories	1 Story
Building Area	1,620 sqft Gross Area
Flooring	Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	479,596 sqft (11 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	98 sqft
Patio Area	322 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	287901
Street Address	177 E SILVER SHOALS RD
City	TOCCOA
State	GA
Zip	30577-7049
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AR
Legal Description	TRACT 1 & LOT 4 E SILVER SHOALS RD
Legal Subdivision	0438 - PRIMARY - AC
Legal Tract	1
Legal Lot Number	4+
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3001
Census Tract	970202

Owner

Source: Stephens County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 E SILVER SHOALS RD, TOCCOA, GA 30577-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jun 1, 1992 · Amount on Record
Deed Book / Page	1446 / 275
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0011970212
Record Updated	Sep 20, 2026

April 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 14, 2026
Property Address	177 E SILVER SHOALS RD, TOCCOA, GA 30577-7049
Document Number	0014460275
Book / Page	1446 / 275
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 E SILVER SHOALS RD, TOCCOA, GA 30577-7049
Investor	Possibly a Property Investor

Mortgage

Document Number	1446000277,
Date	Apr 14, 2026
Book Page	1446/277

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,691 (+5.93%) Land $12,245 Building $13,446	$64,227 (+5.93%) Land $30,613 Building $33,614
2023	Homeowner's exemption	$24,253 Land $12,245 Building $12,008	$60,633 Land $30,613 Building $30,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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