177 E Saint Charles Rd, Elmhurst, IL 60126 Property Records

DuPage County property record for 177 E Saint Charles Rd, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2,250 sqft · built 1916
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$19,028 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-102-013`

Property Details

APN / Parcel Number

Primary APN	`06-12-102-013`

Interior

Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	962 sqft
2nd Floor Area	892 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached

Location & Zoning

Street Address	177 E SAINT CHARLES RD
City	ELMHURST
State	IL
Zip	60126-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SKEELES ADD TO ELMHURST E 91 FT N 70 FT & E 98.5 FT /EX N 70 FT/
Legal Subdivision	SKEELES ADD TO ELMHURST
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3003
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STONEHAVEN MORTGAGE INCORPORATED

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551

Mortgage

Document Number	0000048783
Date	Aug 2, 2023
Instrument	R2023-048783

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	PETRA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080917
Date	Aug 8, 2017
Instrument	R2017-080917

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate	3.25%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041315
Date	Apr 28, 2020
Instrument	R2020-041315

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156673
Date	Dec 18, 2020
Instrument	R2020-156673

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	177 E SAINT CHARLES RD, ELMHURST, IL 60126-3551
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125929
Date	Aug 23, 2021
Instrument	R2021-125929

Lender

Name	STONEHAVEN MORTGAGE INCORPORATED
Type	Mortgage Company
Address	ELMHURST, IL 60126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,028.00 (+15.55%)	$336,785 (+21.33%) Land $192,572 Building $144,213	$1,010,355 (+21.33%) Land $577,716 Building $432,639
2022	$16,467.00 Homeowner's exemption	$277,570 Land $158,720 Building $118,850	$832,710 Land $476,160 Building $356,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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