Franklin County property record for 177 E River Rd, Louisburg, NC 27549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1976 |
| Lot Size | 0.444 acres (19,341 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,000 (Jul 2017) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2815-23-4750 |
| Primary APN | 2815-23-4750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Total Area |
| Utility Area | 24 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,341 sqft (0.444 acres) |
| Lot Dimensions | 188 ft deep x 103 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 116 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 19319 |
|---|---|
| Old Parcel Number | LG05 00 031 |
| Street Address | 177 E RIVER RD |
| City | LOUISBURG |
| State | NC |
| Zip | 27549-8573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A R |
| Legal Description | UNRECORDED S/D SEE FORSYTHE ESTATES FOLDER |
| Legal Subdivision | FORSYTHE ESTATES |
| Legal Lot Number | 59 |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | LOUISBURG |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60301 |
177 E River Rd is owned and occupied by two individuals who bought it in July 2017.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 E RIVER RD, LOUISBURG, NC 27549-8573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 23, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on File |
| Deed Sale | Jul 18, 2017 · Amount on File |
| Deed Document Number | 0002105438 |
| Deed Book / Page | 2105 / 438 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 177 E RIVER RD, LOUISBURG, NC 27549-8573 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022800740 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 2280/740 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 177 E RIVER RD, LOUISBURG, NC 27549-8573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021641273 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 2164/1273 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LOUISBURG, NC 27549 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 177 E RIVER RD, LOUISBURG, NC 27549-8573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021771743 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 2177/1743 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | Jul 18, 2017 |
| Property Address | 177 E RIVER RD, LOUISBURG, NC 27549-8573 |
| Document Number | 0021050438 |
| Book / Page | 002105 / 000438 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | TITLE SOURCES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 177 E RIVER RD LOUISBURG NC 275498573, LOUISBURG, NC 27549-8573 |
| Document Number | 21050443 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 002105/000443 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2047 |
The 2025 property tax bill for 177 E River Rd was $1,006.
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 | $148,830 Land $70,000 Building $78,830 | $148,830 Land $70,000 Building $78,830 |
| 2023 | $704.00 | $67,390 Land $20,000 Building $47,390 | $67,390 Land $20,000 Building $47,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 E River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1979–1992) |
| Most Recent Claim | Aug 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 E River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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