State of Hawaii and Hawaii County property record for 177 E Kinai Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,370 sqft · built 2004 |
| Lot Size | 0.23 acres (10,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Feb 1997) |
| Tax Bill | $4,595 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-046-014 |
| Primary APN | 3-2-2-046-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,370 sqft Living Area |
| Gross Area | 3,646 sqft |
| 1st Floor Area | 1,770 sqft |
| Family Room | Family Room |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,003 sqft (0.23 acres) |
| Garage Type | Carport |
| Garage Area | 494 sqft |
| Carport | Carport |
| Carport Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|
| Street Address | 177 E KINAI PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 1 10,003 SF KINAI SUBDIVISION |
| Legal Subdivision | WAIAKEA HMSTD. HOUSELOTS |
| Legal Lot Number | 1 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 20600 |
177 E Kinai Pl is owned and occupied by an individual who acquired it in December 2020.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 131, PAHOA, HI 96778-0131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 1997 · Amount on File |
| Deed Sale | Feb 12, 1997 · Amount on File |
| Deed Document Number | 199719287 |
| Last Transfer Date | Dec 30, 2020 |
| Transfer Doc | 0076691031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 177 E KINAI PL, HILO, HI 96720-5697 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A77740052 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | A-77740052 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Dec 30, 2020 |
| Property Address | 177 E KINAI PL, HILO, HI 96720-5697 |
| Document Number | 0A76691031 |
| Instrument Date | Dec 30, 2020 |
| Instrument | A76691031 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 131 PAHOA HI 967780131, PAHOA, HI 96778-0131 |
The 2025 property tax bill for 177 E Kinai Pl was $4,595 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,100 (+3%) Land $191,900 Building $758,200 | $989,700 (+0.56%) Land $231,500 Building $758,200 | |
| 2025 | $4,595.00 | $922,400 (+3%) Land $167,500 Building $754,900 | $984,200 (+9.91%) Land $226,000 Building $758,200 |
| 2024 | $895,500 (+2.69%) Land $167,500 Building $728,000 | $895,500 (+2.69%) Land $167,500 Building $728,000 | |
| 2023 | $4,440.00 | $872,000 Land $195,000 Building $677,000 | $872,000 Land $195,000 Building $677,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 E Kinai Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (1979–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 E Kinai Pl is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures