177 E Cedar St, Mount Gilead, OH 43338 Property Records

Morrow County property record for 177 E Cedar St, Mount Gilead, OH 43338

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,208 sqft · built 1948
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individuals on Record
Last Sale	$129,000 (Nov 2018)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Jul 2019 Refinance Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`G20-019-A0-084-00`

Property Details

APN / Parcel Number

Primary APN	`G20-019-A0-084-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	2,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	85 ft deep x 115 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	177 E CEDAR ST
City	MOUNT GILEAD
State	OH
Zip	43338-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 693 RTS:0
Legal Lot Number	693
Jurisdiction	MORROW OH
Township / Civil Division	GILEAD
Census Block Group	1
Census Block	1039
Census Tract	965201

Owner

Source: Morrow County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Oct 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Nov 28, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE
Aug 26, 2013	Warranty Deed, Transfer · FHA Mortgage THE NORTHERN OHIO INVESTMENT COMPANY DBA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Jan 6, 2004 · Amount on Record
Deed Document Number	2018384681
Deed Book / Page	936 / 463
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000950/955
Date	Jul 15, 2019
Book Page	950/955
Instrument	387829

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Oct 13, 2021
Property Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Document Number	001029/946
Book / Page	1029 / 946
Instrument Date	Oct 7, 2021
Instrument	402769
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306

Mortgage

Document Number	0000402770
Date	Oct 13, 2021
Instrument	402770

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Transaction Type	Mortgage
Record Updated	Jul 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	950/955
Date	Jul 15, 2019
Book Page	950/955
Instrument	387829

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Nov 28, 2018
Property Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Document Number	000936/463
Book / Page	936 / 463
Instrument Date	Nov 27, 2018
Instrument	384681
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000384682
Date	Nov 28, 2018
Instrument	384682

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Aug 26, 2013
Property Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306
Document Number	000801/700
Book / Page	801 / 700
Instrument	355275
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 E CEDAR ST, MOUNT GILEAD, OH 43338-1306

Mortgage

Document Number	000801/702
Date	Aug 26, 2013
Book Page	801/702
Instrument	355276

Lender

Name	THE NORTHERN OHIO INVESTMENT COMPANY DBA
Address	SYLVANIA, OH 43560

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Gilead Township
Municipality	Mount Gilead Village
Unified School District	Mount Gilead Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$162,000 (-) Land $21,700 Building $140,300
2025	$3,816.00 (+56.14%) Homeowner's exemption	$56,710 (-) Land $7,600 Building $49,110
2023	$2,444.00 (+8.29%)	$56,710 (+20.99%) Land $7,600 Building $49,110	$162,000 (+20.99%) Land $21,700 Building $140,300
2022	$2,257.00	$46,870 Land $6,550 Building $40,320
2020			$133,900 Land $18,700 Building $115,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT GILEAD VILLAGE PWS serves 3,503 people · EPA ID OH5900712
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bresco Broadband, Mercury Fiber.

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