177 Cutler Dr, Durango, CO 81301 Property Records

La Plata County property record for 177 Cutler Dr, Durango, CO 81301

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,624 sqft · built 1986
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5665-152-01-024`

Property Details

APN / Parcel Number

Primary APN	`5665-152-01-024`
Alternative APN	`R005443`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modular
Lot Area	304,920 sqft
Porch	Finished/Open Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005443
Street Address	177 CUTLER DR
City	DURANGO
State	CO
Zip	81301-8588
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MOBILE/MANUFACTURED SERIAL: GDGENE158613481 YEAR: 1986 MAKE: MAG SPACE: ATTACHED TO LAND SUBDIVISION: VALLEY ACRES BLOCK: 0 LOT: 26, IN LOT 4 VALLEY ACRES RESUB 177 CUTLER DR DURANGO 81301
Legal Subdivision	VALLEY ACRES
Legal Block	4
Legal Lot Number	26
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	4
Census Block	4002
Census Tract	970800

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 CUTLER DR, DURANGO, CO 81301-8588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	177 CUTLER DR, DURANGO, CO 81301-8588
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001185193
Date	Jan 14, 2021
Instrument	1185193

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	908 Months
Due	Sep 2, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.22%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,670 (+1.13%) Land $45,990 Building $16,680	$991,520 (-) Land $727,650 Building $263,870
2025	$3,128.00 (+104.71%)	$61,970 (+47.83%) Land $45,480 Building $16,490	$991,520 (+58.48%) Land $727,650 Building $263,870
2023	$1,528.00 (+1.13%)	$41,920 (+1.21%) Land $25,320 Building $16,600	$625,640 (+4.96%) Land $377,860 Building $247,780
2022	$1,511.00	$41,420 Land $25,610 Building $15,810	$596,060 Land $368,550 Building $227,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 57% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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