177 Cold Harbor Dr, Saluda, SC 29138 Property Records

Saluda County property record for 177 Cold Harbor Dr, Saluda, SC 29138

Property Summary

Property Type	Mobile Home
Details	700 sqft · built 1998
Owner	Company Name on Record
Last Sale	$255,000 (Feb 2025)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`162-01-01-018`

Property Details

APN / Parcel Number

Primary APN	`162-01-01-018`

Interior

Building Area	700 sqft Total Area

Exterior

Year Built	Built 1998

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	162 01 01 018
Street Address	COLD HARBOR DR
City	SALUDA
State	SC
Zip	29138
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DEED REF 1270-276
Jurisdiction	SALUDA SC
Township / Civil Division	NORTH SALUDA
Census Block Group	2
Census Block	2076
Census Tract	960100

Owner

Source: Saluda County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	439 LEWIE RD, GILBERT, SC 29054-9227
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Other, Transfer · Closed-End Mortgage FIRST COMMUNITY BANK
Jul 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Deed Document Number	0000148797
Deed Book / Page	1487 / 97
Last Transfer Date	Feb 20, 2025
Transfer Doc	001487/0097
Record Updated	Jun 8, 2026

February 2025: Other, Transfer

Document Type	Other
Jurisdiction	SALUDA SC
Recording Date	Feb 20, 2025
Property Address	COLD HARBOR DR, SALUDA, SC 29138
Document Number	001487/0097
Book / Page	1487 / 97
Instrument Date	Feb 19, 2025
Instrument	2025-00015256
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 LEWIE RD, GILBERT, SC 29054-9227

Mortgage

Document Number	202500015257
Date	Feb 20, 2025
Instrument	2025-00015257

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 5, 2030

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALUDA SC
Recording Date	Jul 9, 2020
Property Address	177 COLD HARBOR DR, SALUDA, SC 29138
Document Number	0000001432
Book / Page	001270 / 000276
Instrument Date	Jul 1, 2020
Instrument	1432
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$407.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,269.00 (-2.28%)	$5,920 (-) Land $5,830 Building $90	$98,700 (-) Land $97,200 Building $1,500
2024	$2,322.00 (+8.91%)	$5,920 (-) Land $5,830 Building $90	$98,700 (-) Land $97,200 Building $1,500
2023	$2,132.00 (+6.6%)	$5,920 (-) Land $5,830 Building $90	$98,700 (-) Land $97,200 Building $1,500
2022	$2,000.00	$5,920 Land $5,830 Building $90	$98,700 Land $97,200 Building $1,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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