177 Co Rd 252, Athens, TN 37303 Property Records

McMinn County property record for 177 Co Rd 252, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,355 sqft · built 2006
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Owner Names on File
Last Sale	$183,900 (Jul 2006)
Tax Bill	$856 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`054039 22905`

Property Details

APN / Parcel Number

Primary APN	`054039 22905`
Alternative APN	`039 22905`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,355 sqft Living Area
1st Floor Area	1,472 sqft
Upper Floors Area	1,472 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	260 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	177 COUNTY ROAD 252
City	ATHENS
State	TN
Zip	37303-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 MCKENZIE SURV 5/5/05, COUNTY AREA: D01
Legal Subdivision	DOGWOOD HEIGHTS PHASE I
Legal Lot Number	5
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2127
Census Tract	970102

Owner

The current owner of 177 Co Rd 252 acquired it in July 2006.

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	177 COUNTY ROAD 252, ATHENS, TN 37303-6960
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Jan 1, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2006 · Amount on File
Deed Sale	Jul 14, 2006 · Amount on File
Deed Document Number	00017-O134
Deed Book / Page	17-O / 134
Last Transfer Date	Jul 19, 2006
Transfer Doc	170134
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	177 COUNTY ROAD 252, ATHENS, TN 37303-6960
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001303551
Date	Jan 12, 2023
Book Page	1303/551
Instrument	243050

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCMINN TN
Property Address	177 COUNTY ROAD 252, ATHENS, TN 37303-6960
Document Number	1111502
Book / Page	001111 / 000502
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 COUNTY ROAD 252 ATHENS TN 373036960, ATHENS, TN 37303-6960

Mortgage

Document Number	1111502
Date	Jan 19, 2017
Book Page	001111/000502
Instrument	186766

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2037

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 177 Co Rd 252 was $856.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00	$79,075 (-) Land $6,800 Building $72,275
2024	$856.00	$79,075 (-) Land $6,800 Building $72,275
2023	$856.00 (+12.93%)	$79,075 (+61.38%) Land $6,800 Building $72,275	$316,300 (+61.38%) Land $27,200 Building $289,100
2022	$758.00	$49,000 Land $2,975 Building $46,025	$196,000 Land $11,900 Building $184,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 177 Co Rd 252 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Co Rd 252 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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