177 Clover Ln, Cedarburg, WI 53012 Property Records

Ozaukee County property record for 177 Clover Ln, Cedarburg, WI 53012

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Oct 2021)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-033-16-006.00`

Property Details

APN / Parcel Number

Primary APN	`03-033-16-006.00`
Alternative APN	`31985`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	31985
Street Address	177 CLOVER LN
City	CEDARBURG
State	WI
Zip	53012-9150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1126683 COMM 972 FT W & 925 FT N OF SE COR SE N 243 FT SE 258 FT SW 180 FT W 211 FT POB #423 CSM PRC 2 VOL 2/156 SEC 33 T 10
Legal Range	21
Legal Township	10
Legal Section	33
Jurisdiction	OZAUKEE WI
Township / Civil Division	CEDARBURG
Census Block Group	4
Census Block	4028
Census Tract	650300

Owner

177 Clover Ln is owned and occupied by an individual who bought it in October 2021.

Source: Ozaukee County records, as of February 13, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	177 CLOVER LN, CEDARBURG, WI 53012-9150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Feb 25, 2021
Deed Document Number	1126683
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OZAUKEE WI
Recording Date	Oct 8, 2021
Property Address	177 CLOVER LN, CEDARBURG, WI 53012-9150
Document Number	0001126683
Map Reference	DOC 239966
Instrument Date	Sep 14, 2021
Instrument	1126683
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CLOVER LN, CEDARBURG, WI 53012-9150

Mortgage

Document Number	0001126684
Date	Oct 8, 2021
Instrument	1126684

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OZAUKEE WI
Recording Date	Feb 25, 2021
Property Address	177 CLOVER LN, CEDARBURG, WI 53012-9150
Document Number	0001112957
Map Reference	DOC 239966
Instrument Date	Feb 19, 2021
Instrument	1112957
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 CLOVER LN, CEDARBURG, WI 53012-9150

Tax Assessment & Valuation

The 2025 property tax bill for 177 Clover Ln was $5,484 with a homeowner's exemption.

Source: Ozaukee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ozaukee County
County Subdivision	Cedarburg Town
Unified School District	Cedarburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 Homeowner's exemption	$501,700 Land $74,000 Building $427,700	$600,100
2023	$4,545.00 Homeowner's exemption	$488,100 Land $74,000 Building $414,100	$496,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Clover Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2008–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Clover Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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