Orange County property record for 177 Calle Cuervo, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,192 sqft · built 1974 |
| Lot Size | 0.027 acres (1,188 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $700,000 (Dec 2020) |
| Tax Bill | $7,663 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 690-264-16 |
| Primary APN | 690-264-16 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,432 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 1,188 sqft (0.027 acres) |
| View / Lot | Good |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 177 CALLE CUERVO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 8185 BLK LOT 28 TR 8185 LOT 28 TOGETHER WITH AN UND 1/72 INT IN |
| Legal Subdivision | TRACT NO 8185 |
| Legal Tract | 8185 |
| Legal Lot Number | 28 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 42114 |
177 Calle Cuervo is held in a trust since February 2024.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 108 AVENIDA PATERO DEL ORO, SAN CLEMENTE, CA 92672-3148 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2020 | Grant Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Sep 26, 2014 · Amount on File |
| Deed Document Number | 2020739442 |
| Last Transfer Date | Feb 16, 2024 |
| Transfer Doc | 0000037964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 177 CALLE CUERVO, SAN CLEMENTE, CA 92672-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000383852 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017000383852 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 177 CALLE CUERVO, SAN CLEMENTE, CA 92672-2433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000143160 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019000143160 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 177 CALLE CUERVO, SAN CLEMENTE, CA 92672-2433 |
| Document Number | 0000739442 |
| Map Reference | MB 341 PG 25-27 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2020000739442 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 177 CALLE CUERVO, SAN CLEMENTE, CA 92672-2433 |
| Document Number | 0000739443 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020000739443 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 177 Calle Cuervo was $7,663.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $772,855 (+2%) Land $674,300 Building $98,555 | |
| 2025 | $7,663.00 | $757,701 Land $661,078 Building $96,623 |
| 2023 | $7,376.00 (+1.93%) | $728,280 Land $635,408 Building $92,872 |
| 2022 | $7,236.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 177 Calle Cuervo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Calle Cuervo is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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