Hays County property record for 177 Clearwater Way, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 3,206 sqft · built 2016 |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,894 (2024) |
| Deeds & Mortgages | May 2018 Loan Modification Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R149405 |
| Primary APN | R149405 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,206 sqft Living Area |
| Gross Area | 4,031 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 177 CLEARWATER WAY |
|---|---|
| City | KYLE |
| State | TX |
| Zip | 78640-2193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CYPRESS FOREST PHASE ONE, BLOCK A, LOT 33 TAX CODES:RSP,SHA,WEU,ACCD,EHA |
| Legal Subdivision | CYPRESS FOREST PHASE ONE |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10905 |
177 Clearwater Way is owned and occupied by two individuals who acquired it in February 2017.
Source: Hays County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 177 CLEARWATER WAY, KYLE, TX 78640-2193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2018 | Loan Modification, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE |
| Feb 28, 2017 | Grant Deed, Subdivision Related Transfer SOUTHERN LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 |
| Deed Sale | Feb 28, 2017 |
| Deed Document Number | 17006787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | May 7, 2018 |
| Property Address | 177 CLEARWATER WAY, KYLE, TX 78640-2193 |
| Instrument Date | May 2, 2018 |
| Instrument | 15833 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0000015833 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 15833 |
| Name | INTERNATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | May 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Feb 28, 2017 |
| Property Address | 177 CLEARWATER WAY, KYLE, TX 78640-2193 |
| Document Number | 0000006787 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 6787 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 177 CLEAR WATER WAY KYLE TX 786402193, KYLE, TX 78640-2193 |
| Document Number | 6788 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 6788 |
| Name | SOUTHERN LNDG SVCS |
|---|---|
| Address | AUSTIN, TX 78759 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $629,790 Land $118,240 Building $511,550 | $629,790 Land $118,240 Building $511,550 | |
| 2024 | $12,894.00 | ||
| 2023 | $582,736 Land $118,940 Building $608,740 | $727,680 Land $118,940 Building $608,740 | |
| 2018 | $12,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Clearwater Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 7 (2001–2015) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 177 Clearwater Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KYLE serves 52,000 people · EPA ID TX1050002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Centric Fiber, Verizon.
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