Montgomery County and Florida Town property record for 177 Bernaski Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,760 sqft · built 2024 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Oct 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 272600 118.-1-5.2 |
| Primary APN | 272600 118.-1-5.2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Ranch |
| Lot Area | 135,036 sqft (3.1 acres) |
| Lot Width | 230 ft Width |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|
| Street Address | 177 BERNASKI RD |
|---|---|
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-7826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 5.002 |
| Jurisdiction | MONTGOMERY NY |
177 Bernaski Rd, a single family home, is owned by two individuals.
Source: Montgomery County and Florida Town records, as of May 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 BERNASKI RD, AMSTERDAM, NY 12010-7826 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 177 BERNASKI RD, AMSTERDAM, NY 12010-7826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000262 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024-3262 |
| Name | SARATOGA NATIONAL BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2055 |
Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Florida Town |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $175,000 Land $18,300 Building $156,700 | $208,333 Land $21,786 Building $186,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 177 Bernaski Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 177 Bernaski Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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