177 Bent Oak Dr, Arley, AL 35541 Property Records

Winston County property record for 177 Bent Oak Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,505 sqft · built 2008
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2022)
Tax Bill	$1,953 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38089`

Property Details

APN / Parcel Number

Primary APN	`38089`
Alternative APN	`67 20 05 15 0 200 007.022`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,505 sqft Living Area
1st Floor Area	1,767 sqft
Upper Floors Area	738 sqft
Basement Area	1,767 sqft
Finished Basement	1,054 sqft
Unfinished Basement	713 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	184 ft deep x 115 ft wide
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	760 sqft
Cabin	Cabin
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38089
Street Address	177 BENT OAK DR
City	ARLEY
State	AL
Zip	35541-2594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 OAKHILL UNREC SUB AKA PAR COM NW COR NE-NW S 1173.97 E 647.80 TO BENT OAK DR AND POB SE 149.14 SE 184.64 TO 51 0 CONTOU
Legal Range	06W
Legal Township	12S
Legal Section	15
Legal Subdivision	OAK HILL UNREC S D
Legal Lot Number	8
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	1
Census Block	1034
Census Tract	965503

Owner

177 Bent Oak Dr is owned by two individuals who bought it in March 2022.

Source: Winston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 COVESHIRE PL, MADISON, AL 35758-3150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Deed Book / Page	357 / 735
Prior Transfer Date	Jul 23, 2010
Prior Transfer Doc	000285/487
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Mar 7, 2022
Property Address	177 BENT OAK DR, ARLEY, AL 35541-2594
Document Number	000357/735
Book / Page	357 / 735
Instrument Date	Feb 25, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	135 COVESHIRE PL, MADISON, AL 35758-3150

Mortgage

Document Number	0678042706780427
Date	Mar 7, 2022
Instrument	0678/042706780427

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 177 Bent Oak Dr was $1,953, up 7% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,953.00 (+7.01%)
2025	$1,825.00 (+7.04%)	$65,200 (+7.03%)	$666,800 (+9.47%) Land $118,900 Building $547,900
2024	$1,705.00 (+7.91%)	$60,920 (+7.94%)	$609,140 (+7.95%) Land $115,500 Building $493,640
2023	$1,580.00 (+0.77%)	$56,440 (-49.59%)	$564,260 (+0.8%) Land $115,500 Building $448,760
2022	$1,568.00	$111,960	$559,800 Land $115,500 Building $444,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 177 Bent Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Bent Oak Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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