177 Beach Palm Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 177 Beach Palm Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,356 sqft · built 2025
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$273,990 (Jul 2025)
Tax Bill	$940 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135833-0810`

Property Details

APN / Parcel Number

Primary APN	`135833-0810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,356 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	625 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	218 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 BEACH PALM CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-0472
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	123/8-12 ORCHARD PARK PHASE 3 LOT 81 OR6194/1507
Legal Subdivision	ORCHARD PARK PHASE 3
Legal Block	1
Legal Lot Number	81
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1003
Census Tract	21301

Owner

Source: St. Johns County records · APN 135833-0810

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	177 BEACH PALM CT, SAINT AUGUSTINE, FL 32086-0472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Deed Document Number	202561548
Deed Book / Page	6194 / 1507
Record Updated	Sep 20, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 31, 2025
Property Address	177 BEACH PALM CT, SAINT AUGUSTINE, FL 32086-0472
Document Number	0061941507
Book / Page	6194 / 1507
Map Reference	MB 123 PG 8
Instrument Date	Jul 30, 2025
Instrument	2025061548
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BEACH PALM CT, SAINT AUGUSTINE, FL 32086-0472

Mortgage

Document Number	0061941509
Date	Jul 31, 2025
Instrument	6194/1509

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Margin	2
Max Rate	6.25%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,589 (+387.98%) Land $45,000 Building $174,589	$219,589 (+387.98%) Land $45,000 Building $174,589
2025	$940.00 (+66.67%)	$45,000 (-)	$45,000 (-) Land $45,000
2024	$564.00	$45,000	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.