177 Aster Rd, Lake Ozark, MO 65049 Property Records

Camden County property record for 177 Aster Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,140 sqft · built 1992
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 4.0 19.0 000.0 006 014.001`

Property Details

APN / Parcel Number

Primary APN	`01 4.0 19.0 000.0 006 014.001`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,140 sqft Gross Area

Exterior

Year Built	Built 1992
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	177 ASTER RD
City	LAKE OZARK
State	MO
Zip	65049-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38-3
Legal Subdivision	HORSESHOE BEND NO 6 RESUB LOT 38
Legal Lot Number	38,3
Jurisdiction	CAMDEN MO
Township / Civil Division	PAWHUSKA
Census Block Group	1
Census Block	1011
Census Tract	950101

Owner

177 Aster Rd is owner-occupied and held in a trust.

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	177 ASTER RD, LAKE OZARK, MO 65049-7032
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF SAINT ELIZABETH
May 6, 2025	Deed of Trust, Mortgage · Construction Mortgage MID AMERICA BANK
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000700257
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	177 ASTER RD, LAKE OZARK, MO 65049-7032
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ASTER RD, LAKE OZARK, MO 65049-7032

Mortgage

Document Number	000343/696
Date	Mar 10, 2022
Book Page	343/696

Lender

Name	BANK OF SAINT ELIZABETH
Type	Bank
Address	SAINT ELIZABETH, MO 65075

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	177 ASTER RD, LAKE OZARK, MO 65049-7032
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ASTER RD, LAKE OZARK, MO 65049-7032

Mortgage

Document Number	000355/357
Date	May 6, 2025
Book Page	355/357

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 6, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Property Address	177 ASTER RD, LAKE OZARK, MO 65049-7032
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ASTER RD, LAKE OZARK, MO 65049-7032

Mortgage

Document Number	000356/103
Date	Jul 14, 2025
Book Page	356/103

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 177 Aster Rd was $2,825.

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,825.00	$53,400	$281,053
2023		$53,400 (-)	$281,053 (-)
2022	$2,110.00	$53,400	$281,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Aster Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	40 units insured incl. 32 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Aster Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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