177 Amberidge Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 177 Amberidge Dr, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details2,766 sqft · built 1995
Lot Size1.47 acres (64,207 sqft)
OwnerTrust Name on File
Last Sale$227,000 (Jan 2005)
Tax Bill$1,740 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN09302-022-003

Property Details

APN / Parcel Number

Primary APN09302-022-003
Alternative APNs
  • 092987356051
  • 6601

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area2,766 sqft Heated Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Lot Area64,207 sqft (1.47 acres)

Location & Zoning

Account Number6601
Old Parcel Number09302022003
Street Address177 AMBERIDGE DR
CityJEFFERSON
StateNC
Zip28640-9103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.474 A LOT 3 OFF 88 & AMP; 16 (PRIVATE)
Legal SubdivisionAMBERIDGE ESTATES
Legal Lot Number3
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1000
Census Tract970501

Owner

177 Amberidge Dr is owner-occupied and held in a trust since February 2006.

Source: Ashe County records, as of September 30, 2026

Owner of RecordTrust Name on File
Mailing Address177 AMBERIDGE DR, JEFFERSON, NC 28640-9103
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2005 · Amount on File
Deed SaleJan 6, 2005 · Amount on File
Deed Document Number200591
Deed Book / Page323 / 2347
Last Transfer DateFeb 3, 2006
Transfer Doc00342/0502
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address177 AMBERIDGE DR, JEFFERSON, NC 28640-9103
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 AMBERIDGE DR, JEFFERSON, NC 28640-9103

Mortgage

Document Number000577/779
DateSep 18, 2025
Book Page577/779
Instrument4261
Lender
NameSKYLINE NATIONAL BANK
TypeBank
Address1055 MOUNT JEFFERSON RD, WEST JEFFERSON, NC 28694
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 177 Amberidge Dr was $1,740.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,740.00$346,100 (-) Land $40,000 Building $306,100$346,100 (-) Land $40,000 Building $306,100
2025$1,740.00$346,100 Land $40,000 Building $306,100$346,100 Land $40,000 Building $306,100
2023$1,637.00 (+19.93%)$346,100 (+53.48%) Land $40,000 Building $306,100$346,100 (+53.48%) Land $40,000 Building $306,100
2022$1,365.00$225,500 Land $40,000 Building $185,500$225,500 Land $40,000 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 Amberidge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 Amberidge Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

Nearby Properties on Amberidge Dr

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