1769 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 1769 SE Madison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1978
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Feb 2026)
Tax Bill	$2,396 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-00230-6`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-00230-6`
Alternative APN	`42147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,296 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42147
Street Address	1769 SE MADISON ST
City	STUART
State	FL
Zip	34997-5639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL GARDENS PLAT 2 LOT 23 BLK 7 OR 195/334
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1769 SE MADISON ST, STUART, FL 34997-5639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2026	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	3168506
Deed Book / Page	3546 / 2560
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1769 SE MADISON ST, STUART, FL 34997-5639
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033400906
Date	Oct 10, 2022
Book Page	3340/906
Instrument	2984274

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1769 SE MADISON ST, STUART, FL 34997-5639
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 SE MADISON ST, STUART, FL 34997-5639

Mortgage

Document Number	0035291243
Date	Oct 27, 2025
Book Page	3529/1243
Instrument	3153610

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 3, 2026
Property Address	1769 SE MADISON ST, STUART, FL 34997-5639
Document Number	0035462560
Book / Page	3546 / 2560
Map Reference	MB 3 PG 121
Instrument Date	Feb 2, 2026
Instrument	3168506
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	MERIT TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10044 S OCEAN DR APT 1002, 1002, JENSEN BEACH, FL 34957-2450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 SE MADISON ST, STUART, FL 34997-5639

Mortgage

Document Number	0035462562
Date	Feb 3, 2026
Instrument	3546/2562

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,633 (+5.99%)	$295,840 (+5.32%) Land $135,000 Building $160,840
2024	$2,396.00 (+2.88%)
2023	$2,329.00 (+4.16%) Additional exemption filed	$155,334 (+3%)	$280,890 (+16.86%) Land $130,000 Building $150,890
2022	$2,236.00 Homeowner's exemption	$150,810	$240,370 Land $115,000 Building $125,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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