1769 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1769 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,842 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Oct 2023)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-01-129-0104-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0104-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,262 sqft
Basement Area	2,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1769 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEG AT NE COR LOT 517, TH N 56D 31M W 144', TH S 33D 40M W 61.02', TH S 56D 55M 17S E 144.02', TH N 33D 40M E 60' TO BEG SUPERVISOR ROY T GILBERT'S PLAT NO. 4
Legal Subdivision	SUPERVISOR ROY T GILBERTS
Legal Lot Number	517
Legal Unit	517
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1016
Census Tract	649000

Owner

Source: St. Clair County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1769 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 19, 2017	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202318453
Prior Transfer Date	Feb 27, 2014
Prior Transfer Doc	004485/962
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 17, 2023
Property Address	1769 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1370
Document Number	0005663233
Book / Page	5663 / 233
Map Reference	LB 49 PG 1
Instrument Date	Sep 22, 2023
Instrument	2023018453
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	MIDWEST TITLE GROUP LLC, MIDWEST TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1769 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9737 WILLOW CT, CLAY, MI 48001-4247

Mortgage

Document Number	0005662361
Date	Oct 13, 2023
Book Page	5662/361
Instrument	2023018251

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 11, 2021
Property Address	1769 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1370
Document Number	5378224
Book / Page	5378 / 224
Map Reference	LB 49 PG 1
Instrument Date	May 21, 2021
Instrument	2021017340
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	JB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1769 SAINT CLAIR RIVER DR, 1769, ALGONAC, MI 48001-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 S LOGGERS POND PL APT 33, 33, BOISE, ID 83706-7506

Mortgage

Document Number	2021017341
Date	Jun 11, 2021
Instrument	2021017341

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2017
Property Address	1769 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1370
Document Number	004841/418
Book / Page	4841 / 418
Map Reference	MB 49 PG 1
Instrument Date	Jun 2, 2017
Instrument	2017015486
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	GRECO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 S SILVERLEAF ST, GLADWIN, MI 48624-2127

Mortgage

Document Number	0048410420
Date	Jun 19, 2017
Book Page	4841/420
Instrument	2017015488

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (-39.59%) Homeowner's exemption	$110,200 (+21.1%)
2024	$4,319.00 (+34.42%)		$220,400 (+21.1%)
2023		$91,000
2022	$3,213.00		$182,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Saint Clair River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures