1769 Hallmark Dr, Troy, MI 48098 Property Records

Oakland County property record for 1769 Hallmark Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,571 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jun 2022)
Tax Bill	$11,549 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-17-304-016`

Property Details

APN / Parcel Number

Primary APN	`88-20-17-304-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,571 sqft Living Area
1st Floor Area	2,113 sqft
Basement Area	1,954 sqft
Unfinished Basement	2,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 115 ft wide
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	82 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1769 HALLMARK DR
City	TROY
State	MI
Zip	48098-4353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 1 LOT 121 8-11-86 FR 300-001
Legal Range	11E
Legal Township	2N
Legal Section	17
Legal Subdivision	OAK RIVER EAST SUB #1
Legal Lot Number	8,121
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3009
Census Tract	196800

Owner

1769 Hallmark Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1769 HALLMARK DR, TROY, MI 48098-4353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2022	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 3, 2020	Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU
Feb 3, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Feb 3, 2020 · Amount on File
Deed Document Number	2022393086
Deed Book / Page	57830 / 6
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3780 KINGS POINT DR, TROY, MI 48083-5317

Mortgage

Document Number	0000390825
Date	Jun 3, 2022
Book Page	57818/69
Instrument	390825

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 8, 2022
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Document Number	0000393086
Book / Page	57830 / 6
Map Reference	LB 189 PG 9-15
Instrument Date	May 26, 2022
Instrument	393086
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$5,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1769 HALLMARK DR, 1769, TROY, MI 48098-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 HALLMARK DR, TROY, MI 48098-4353

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 HALLMARK DR, TROY, MI 48098-4353

Mortgage

Document Number	0000022681
Date	Jan 27, 2021
Book Page	55583/842
Instrument	22681

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 HALLMARK DR, TROY, MI 48098-4353

Mortgage

Document Number	0000197760
Date	Sep 28, 2020
Book Page	54900/383
Instrument	197760

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Document Number	0000048397
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1769 HALLMARK DR TROY MI 480984353, TROY, MI 48098-4353

Mortgage

Document Number	0000048397
Date	Mar 11, 2020
Book Page	053934/000719
Instrument	48397

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 3, 2020
Property Address	1769 HALLMARK DR, TROY, MI 48098-4353
Document Number	0000024696
Book / Page	053792 / 000636
Instrument Date	Jan 21, 2020
Instrument	24696
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3717 OLD CREEK RD TROY MI 480841654, TROY, MI 48084-1654

Mortgage

Document Number	24697
Date	Feb 3, 2020
Book Page	053792/000638
Instrument	24697

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1769 Hallmark Dr was $11,549 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,549.00
2023			$586,460
2022	$10,171.00	$293,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1769 Hallmark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1769 Hallmark Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

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