1769 Coveside Dr, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1769 Coveside Dr, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,746 sqft · built 2022
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Jun 2026)
Tax Bill	$5,351 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11 55A 1119`

Property Details

APN / Parcel Number

Primary APN	`11 55A 1119`
Alternative APN	`172462`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,746 sqft Heated Area
Gross Area	5,737 sqft
1st Floor Area	1,530 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,530 sqft
Finished Basement	1,197 sqft
Unfinished Basement	333 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Detached - Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	172462
Street Address	1769 COVESIDE DR
City	GRANITE FALLS
State	NC
Zip	28630-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2031 PG 1547 YR 2021 ST 260.00
Legal Subdivision	THE WATERFRONT CLUB PHASE II SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	1
Census Block	1017
Census Tract	30801

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1769 COVESIDE DR, GRANITE FALLS, NC 28630-7410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 24, 2021	Warranty Deed, Transfer
Jan 22, 2021	Grant Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	202610120422
Deed Book / Page	2169 / 99
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 29, 2026
Property Address	1769 COVESIDE DR, GRANITE FALLS, NC 28630-7410
Document Number	0010120422
Book / Page	2169 / 99
Instrument Date	Jun 25, 2026
Instrument	202610120422
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1769 COVESIDE DR, GRANITE FALLS, NC 28630-7410

Mortgage

Document Number	0010120422,
Date	Jun 29, 2026
Book Page	2169/102
Instrument	202610120422

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 24, 2021
Property Address	1769 COVESIDE DR, GRANITE FALLS, NC 28630-7410
Document Number	0020311547
Book / Page	2031 / 1547
Map Reference	MB 34 PG 227
Instrument Date	Aug 23, 2021
Instrument	10061739
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12929 SW 143RD ST, ARCHER, FL 32618-5714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1235, WEST DENNIS, MA 02670-1235

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 22, 2021
Property Address	1769 COVESIDE DR, GRANITE FALLS, NC 28630
Document Number	0010052863
Book / Page	002009 / 001961
Instrument Date	Jan 19, 2021
Instrument	10052863
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10949 WINTER CREST DR RIVERVIEW FL 335692053, RIVERVIEW, FL 33569-2053

Mortgage

Document Number	10052854
Date	Jan 22, 2021
Book Page	002009/001967
Instrument	10052854

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 21, 2031

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,351.00 (-3.91%)	$805,000 (-) Land $213,800 Building $591,200
2025	$5,569.00 (+393.27%)	$805,000 (+126.57%) Land $213,800 Building $591,200	$805,000 (+126.57%) Land $213,800 Building $591,200
2023		$355,300 (+143.02%) Land $189,000 Building $166,300	$355,300 (+143.02%) Land $189,000 Building $166,300
2022	$1,129.00	$146,200 Land $146,200	$146,200 Land $146,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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