1768 Grain Mill Rd, San Marcos, CA 92078 Property Records

San Diego County property record for 1768 Grain Mill Rd, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,932 sqft · built 2005
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Aug 2022)
Tax Bill	$19,001 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-191-46-00`

Property Details

APN / Parcel Number

Primary APN	`679-191-46-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,932 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,231 sqft (0.166 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1768 GRAIN MILL RD
City	SAN MARCOS
State	CA
Zip	92078-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 16 TR 014676
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014676
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1768 GRAIN MILL RD, SAN MARCOS, CA 92078-1090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Aug 23, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 31, 2019	Correction Deed FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	2022339167
Prior Transfer Date	Oct 25, 2019
Prior Transfer Doc	0000498615
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1768 GRAIN MILL RD, SAN MARCOS, CA 92078-1090
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000498616
Date	Oct 31, 2019
Instrument	2019-0498616

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2022
Property Address	1768 GRAIN MILL RD, SAN MARCOS, CA 92078-1090
Document Number	0000339167
Map Reference	MAP 14676
Instrument Date	Aug 5, 2022
Instrument	2022-0339167
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1768 GRAIN MILL RD, SAN MARCOS, CA 92078-1090

Mortgage

Document Number	0000339168
Date	Aug 23, 2022
Instrument	2022-0339168

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2019
Property Address	1768 GRAIN MILL RD, SAN MARCOS, CA 92078-1090
Document Number	0000498615
Instrument Date	Oct 25, 2019
Instrument	498615
Record Updated	Nov 8, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1768 GRAIN MILL RD SAN MARCOS CA 920781090, SAN MARCOS, CA 92078-1090

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,432,630 (+2%) Land $955,087 Building $477,543
2025	$19,001.00 (+12.53%)	$1,404,540 (+11.29%) Land $936,360 Building $468,180
2023	$16,885.00 (+17.89%)	$1,262,000 Land $841,000 Building $421,000
2022	$14,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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