17675 Cobblestone Ct, South Bend, IN 46635 Property Records

St. Joseph County property record for 17675 Cobblestone Ct, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 1976
Lot Size	0.365 acres (15,903 sqft)
Owner	Individual Name on Record
Tax Bill	$3,178 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-20-126-041.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-20-126-041.000-003`
Alternative APN	`00221968837`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	15,903 sqft (0.365 acres)
Lot Dimensions	171 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00221968837
Street Address	17675 COBBLESTONE CT
City	SOUTH BEND
State	IN
Zip	46635-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 180 CARRIAGE HILLS 11TH SEC
Legal Subdivision	CARRIAGE HILLS SUB 11TH SEC
Legal Lot Number	180
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	11305

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17675 COBBLESTONE CT, SOUTH BEND, IN 46635-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2013
Deed Sale	Feb 22, 2013
Prior Sale	Oct 23, 2012 · Amount on Record
Deed Document Number	0001305330
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	17675 COBBLESTONE CT, SOUTH BEND, IN 46635-1012
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001703984
Date	Feb 17, 2017
Instrument	1703984

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Feb 28, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,000 (+63.84%) Land $47,000 Building $272,000	$319,000 (+63.84%) Land $47,000 Building $272,000
2024	$3,178.00 (+65.52%)
2023	$1,920.00 (-4.95%)	$194,700 (+1.46%) Land $47,100 Building $147,600	$194,700 (+1.46%) Land $47,100 Building $147,600
2022	$2,020.00	$191,900 Land $47,100 Building $144,800	$191,900 Land $47,100 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20