17672 W Saddle Ct, Gurnee, IL 60031 Property Records

Lake County property record for 17672 W Saddle Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,728 sqft · built 1989
Lot Size0.146 acres (6,373 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Oct 2018)
Tax Bill$7,713 (2024)
Deeds & MortgagesOct 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-20-301-003

Property Details

APN / Parcel Number

Primary APN07-20-301-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area3,160 sqft
1st Floor Area832 sqft
2nd Floor Area896 sqft
Upper Floors Area896 sqft
Basement Area832 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,373 sqft (0.146 acres)
Lot Dimensions75 ft deep x 85 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address17672 W SADDLE CT
CityGURNEE
StateIL
Zip60031-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY TOWNE SUB; LT 112
Legal SubdivisionCOUNTRY TOWNE SUB
Legal Lot Number112
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group2
Census Block2001
Census Tract861610

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17672 W SADDLE CT, GURNEE, IL 60031-4221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Oct 29, 2018Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2018 · Amount on Record
Deed SaleOct 29, 2018 · Amount on Record
Prior SaleMar 2, 2007 · Amount on Record
Deed Document Number20187522312
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address17672 W SADDLE CT, GURNEE, IL 60031-4221
Transaction TypeMortgage
Record UpdatedNov 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007832185
DateOct 6, 2021
Instrument7832185
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 29, 2018
Property Address17672 W SADDLE CT, GURNEE, IL 60031-4221
Document Number0007522312
Map ReferenceDOC2589329
Instrument DateOct 10, 2018
Instrument7522312
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17672 W SADDLE CT, GURNEE, IL 60031-4221

Mortgage

Document Number0007522313
DateOct 29, 2018
Instrument7522313
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$106,204 (+27.29%) Land $17,391 Building $88,813$318,644 (+27.29%) Land $52,178 Building $266,466
2024$7,713.00 (+10.66%)
2023$6,970.00 (+10.67%)$83,435 (+9.48%) Land $13,662 Building $69,773$250,330 (+9.48%) Land $40,990 Building $209,340
2022$6,298.00$76,213 Land $13,333 Building $62,880$228,662 Land $40,003 Building $188,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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