17666 Winding Creek Rd, Salinas, CA 93908 Property Records

Monterey County property record for 17666 Winding Creek Rd, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,953 sqft · built 1990
Lot Size	0.136 acres (5,933 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Jun 2025)
Tax Bill	$9,197 (2025)
Deeds & Mortgages	May 2017 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`139-261-042-000`

Property Details

APN / Parcel Number

Primary APN	`139-261-042-000`
Alternative APN	`139-261-042`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,953 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,933 sqft (0.136 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	139-261-042
Street Address	17666 WINDING CREEK RD
City	SALINAS
State	CA
Zip	93908-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMENDED MAP OF LAS PALMAS RANCH COREY HOUSE AREA UNIT 4 TRACT 1089A LOT 48 5,933 SF
Legal Subdivision	AMENDED MAP OF LAS PALMAS RANCH COREY HO
Legal Tract	1089A
Legal Block	2
Legal Lot Number	48
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	2
Census Block	2010
Census Tract	14110

Owner

17666 Winding Creek Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17666 WINDING CREEK RD, SALINAS, CA 93908-1444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	202521085
Prior Transfer Date	Feb 23, 1996
Prior Transfer Doc	0033400572
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17666 WINDING CREEK RD, SALINAS, CA 93908-1444
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027943
Date	May 25, 2017
Instrument	2017027943

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17666 WINDING CREEK RD, SALINAS, CA 93908-1444
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023628
Date	May 30, 2018
Instrument	2018023628

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2043

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17666 WINDING CREEK RD, SALINAS, CA 93908-1444
Document Number	0000034488
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17666 WINDING CREEK RD SALINAS CA 939081444, SALINAS, CA 93908-1444

Mortgage

Document Number	0000034488
Date	Jul 15, 2020
Instrument	34488

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 17666 Winding Creek Rd was $9,197.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,142,400 (+44.76%) Land $357,000 Building $785,400
2025	$9,197.00 Homeowner's exemption	$789,194 Land $290,145 Building $499,049
2023	$8,353.00 (-0.38%) Homeowner's exemption	$758,550 Land $278,879 Building $479,671
2022	$8,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17666 Winding Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17666 Winding Creek Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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