1766 Spruce St, Defiance, OH 43512 Property Records

Defiance County property record for 1766 Spruce St, Defiance, OH 43512

Property Summary

Property Type	Commercial
Details	1,920 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Aug 2025)
Tax Bill	$906 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`J090030A06400`

Property Details

APN / Parcel Number

Primary APN	`J090030A06400`
Alternative APN	`J110030A06400`

Interior

Stories	1 Story
Building Area	1,920 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1960
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Special
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	1766 SPRUCE ST
City	DEFIANCE
State	OH
Zip	43512-2457
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SAUNDERS SNYDER SUB LOT 56 DEFIANCE TRANSMISSION ANNEXED FROM J09-30-A-64 ON 3/4/22
Legal Subdivision	SAUNDERS SNYDER SUB
Legal Lot Number	56
Jurisdiction	DEFIANCE OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4020
Census Tract	958800

Owner

Source: Defiance County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	900 W RIVERVIEW AVE, NAPOLEON, OH 43545-1347
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Dec 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	202500004181
Deed Book / Page	475 / 118
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	1766 SPRUCE ST, DEFIANCE, OH 43512-2457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	430/2219
Date	Aug 20, 2020
Book Page	430/2219
Instrument	202000003768

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Dec 23, 2019
Property Address	1766 SPRUCE ST, DEFIANCE, OH 43512-2457
Document Number	424/2215
Book / Page	424 / 2215
Instrument Date	Dec 23, 2019
Instrument	201900005197
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 E RIVER DR, DEFIANCE, OH 43512-1829

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Richland Township
Municipality	Defiance City
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$906.00 (-10.47%)	$14,200 (-) Land $5,640 Building $8,560
2023	$1,012.00	$14,200 (+0.07%) Land $5,640 Building $8,560	$40,571 (+0.13%) Land $16,114 Building $24,457
2022	$1,012.00	$14,190 Land $5,640 Building $8,550
2020			$40,520 Land $16,100 Building $24,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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