1766 Sain Rd, Hickory, NC 28602 Property Records

Catawba County property record for 1766 Sain Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,499 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$20,500 (May 2021)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3700-05-07-9967`

Property Details

APN / Parcel Number

Primary APN	`3700-05-07-9967`
Alternative APN	`0607825`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,499 sqft Living Area
1st Floor Area	2,173 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1766 SAIN RD
City	HICKORY
State	NC
Zip	28602-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 2 PLAT 81-128
Legal Tract	2
Legal Lot Number	2
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2000
Census Tract	11801

Owner

1766 Sain Rd is owned by two individuals who bought it in May 2021.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2001 STARTOWN RD, 303, HICKORY, NC 28602-8789
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage TAYLORSVILLE SAVINGS BANK SSB
May 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	202112071
Deed Book / Page	3658 / 1263
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1766 SAIN RD, HICKORY, NC 28602-8113
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1766 SAIN RD, HICKORY, NC 28602-8113

Mortgage

Document Number	0037891736
Date	Jan 18, 2023
Book Page	3789/1736
Instrument	870

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	1766 SAIN RD, HICKORY, NC 28602-8113
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 STARTOWN RD 303, 303, HICKORY, NC 28602-8789

Mortgage

Document Number	0036980125
Date	Oct 25, 2021
Book Page	3698/125
Instrument	26236

Lender

Name	TAYLORSVILLE SAVINGS BANK SSB
Type	Bank
Address	HICKORY, NC 28603

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 20, 2021
Property Address	1766 SAIN RD, HICKORY, NC 28602-8113
Document Number	0036581263
Book / Page	3658 / 1263
Map Reference	MB 81 PG 128
Instrument Date	May 20, 2021
Instrument	12071
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount on Record
Tax	$41.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 GUNPOWDER VIEW CIR, GRANITE FALLS, NC 28630-8570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 LEBANON RD, MAIDEN, NC 28650-9698

Tax Assessment & Valuation

The 2025 property tax bill for 1766 Sain Rd was $1,996, down 17.6% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,800 (-) Land $46,800 Building $454,000
2025	$1,996.00 (-17.62%)	$500,800 Land $46,800 Building $454,000
2024	$2,423.00 (+2.63%)
2023	$2,361.00	$500,800 Land $46,800 Building $454,000	$500,800 Land $46,800 Building $454,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1766 Sain Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2005–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1766 Sain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sain Rd

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