1766 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1766 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,359 sqft · built 2023
Lot Size	4.44 acres (193,842 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,338 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`280-00-00-097`

Property Details

APN / Parcel Number

Primary APN	`280-00-00-097`
Alternative APN	`1166`

Interior

Stories	1 Story
Building Area	4,359 sqft Gross Area

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Roof Material	Metal
Lot Area	193,842 sqft (4.44 acres)

Location & Zoning

Account Number	1166
Street Address	1766 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:280
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1612 KELLYTOWN RD, LUGOFF, SC 29078-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022
Deed Sale	Jun 8, 2022
Deed Document Number	0004757210
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1766 RIDGEWAY RD, LUGOFF, SC 29078-9774
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1766 RIDGEWAY RD, LUGOFF, SC 29078-9774

Mortgage

Document Number	202300003674
Date	May 2, 2023
Book Page	4937/99
Instrument	202300003674

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,338.00 (+34.68%)	$400,000 (+1,097.6%) Land $33,400 Building $366,600	$400,000 (+1,097.6%)
2023	$1,736.00	$33,400 Land $33,400	$33,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20