1766 Pala Lake Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1766 Pala Lake Dr, Fallbrook, CA 92028

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,308 sqft · built 1979
Lot Size10.8 acres (474,477 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Sep 2025)
Tax Bill$3,532 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108-411-07-12

Property Details

APN / Parcel Number

Primary APN108-411-07-12

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area474,477 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1766 PALA LAKE DR
CityFALLBROOK
StateCA
Zip92028-4913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 12 US 12PER DOC78-527457 & UND INT IN POR OF LOT 11 & OF TR 008536
Legal SubdivisionPALA MESA COUNTRY CLUB
Legal Tract008536
Legal Block2
Legal Lot Number12,11
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2014
Census Tract18805

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 17, 2025Grant Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Jun 26, 2023Intrafamily Transfer, Transfer
Mar 21, 2019Grant Deed, Transfer · Conventional Mortgage
HOMESTAR BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Prior SaleMar 21, 2019 · Amount on Record
Deed Document Number2025258171
Prior Transfer DateJun 23, 2023
Prior Transfer Doc0000166187
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
InvestorPossibly a Property Investor

Mortgage

Document Number0000207820
DateMar 17, 2021
Instrument2021-0207820
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2025
Property Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
Document Number0000258171
Map ReferenceMAP 8536
Instrument DateSep 8, 2025
Instrument2025-0258171
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913

Mortgage

Document Number0000258172
DateSep 17, 2025
Instrument2025-0258172
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 26, 2023
Property Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
Document Number0000166187
Map ReferenceMAP 8536
Instrument DateJun 23, 2023
Instrument2023-0166187
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
InvestorPossibly a Property Investor

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 21, 2019
Property Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
Document Number0000100395
Map ReferenceFILE 77-120697
Instrument DateFeb 19, 2019
Instrument2019-0100395
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1766 PALA LAKE DR, FALLBROOK, CA 92028-4913
InvestorPossibly a Property Investor

Mortgage

Document Number0000100396
DateMar 21, 2019
Instrument2019-0100396
Lender
NameHOMESTAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,000 (+51.71%) Land $221,487 Building $273,513
2025$3,532.00 (+5.31%)$326,283 (+4.04%) Land $145,995 Building $180,288
2023$3,354.00 (-0.03%)$313,615 (+2%) Land $140,327 Building $173,288
2022$3,355.00$307,467 Land $137,576 Building $169,891

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 units insured
incl. 8 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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