1766 Laurel Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1766 Laurel Ave, Saint Paul, MN 55104

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,606 sqft · built 1913
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,818 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-28-23-13-0074`

Property Details

APN / Parcel Number

Primary APN	`04-28-23-13-0074`
Alternative APNs	`8516449` `575105`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,606 sqft Living Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1951
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	575105
Street Address	1766 LAUREL AVE
City	SAINT PAUL
State	MN
Zip	55104-6015
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EGBERT G. HANDYS ADDITION,TO LOT 3 BLK 3
Legal Range	23
Legal Township	28
Legal Section	04
Legal Subdivision	EGBERT G. HANDYS ADDITION,TO
Legal Block	3
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2008
Census Tract	35000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1766 LAUREL AVE, SAINT PAUL, MN 55104-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1766 LAUREL AVE, SAINT PAUL, MN 55104-6015
Document Number	0004756162
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1766-1768 LAUREL AVE ST PAUL MN 551046015, ST PAUL, MN 55104-6015

Mortgage

Document Number	0004756162
Date	May 15, 2019
Instrument	4756162

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2029

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,600 (+3.94%) Land $96,000 Building $529,600	$625,600 (+3.94%) Land $96,000 Building $529,600
2025	$10,818.00 (+6.96%)
2023	$10,114.00	$601,900 Land $96,000 Building $505,900	$601,900 Land $96,000 Building $505,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20