1766 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 1766 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,353 sqft · built 1890
Lot Size	0.058 acres (2,560 sqft)
Owner	Company Name on Record
Last Sale	$113,500 (May 2006)
Tax Bill	$2,096 (2024)
Deeds & Mortgages	May 2025 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-261-005`

Property Details

APN / Parcel Number

Primary APN	`10-24-261-005`

Interior

Stories	2 Stories
Building Area	4,353 sqft Gross Area
1st Floor Area	1,482 sqft
Basement Area	1,482 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1890
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	2,560 sqft (0.058 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1766 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3607
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CI
Legal Description	S 1/2 NM 1/5 OF CITY LOT 440
Legal Subdivision	DUBUQUE CITY LT 440
Legal Lot Number	440
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4022
Census Tract	500

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	485 LOCUST ST, DUBUQUE, IA 52001-6940
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
Oct 20, 2017	Deed of Trust, Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2006 · Amount on Record
Deed Sale	May 22, 2006 · Amount on Record
Deed Document Number	2006-00007452
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1766 CENTRAL AVE, DUBUQUE, IA 52001-3607
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005295
Date	May 23, 2025
Instrument	2025-00005295

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	130 MCGREGOR PLZ, PLATTEVILLE, WI 53818

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 23, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1766 CENTRAL AVE, DUBUQUE, IA 52001-3607
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013102
Date	Oct 20, 2017
Instrument	2017-00013102

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,600 (+20.52%) Land $20,700 Building $154,900	$175,600 (+20.52%) Land $20,700 Building $154,900
2024	$2,096.00 (+5.65%)
2023		$145,700 (+26.7%) Land $18,400 Building $127,300	$145,700 (+26.7%) Land $18,400 Building $127,300
2022	$1,984.00	$115,000 Land $18,430 Building $96,570
2021			$115,000 Land $18,430 Building $96,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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