17653 Wayside Bend, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17653 Wayside Bend, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,027 sqft · built 2018
Lot Size	0.19 acres (8,292 sqft)
Owner	2 Individual Names on File
Last Sale	$244,500 (Nov 2018)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422632204031`

Property Details

APN / Parcel Number

Primary APN	`422632204031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,292 sqft (0.19 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17653 WAYSIDE BND
City	PUNTA GORDA
State	FL
Zip	33982-5057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 2A LT 610 4311/1217 4380/1623
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 2A
Legal Lot Number	610
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1072
Census Tract	10100

Owner

17653 Wayside Bend is owned and occupied by two individuals who bought it in November 2018.

Source: Charlotte County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Nov 20, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	20182663137
Deed Book / Page	4380 / 1623
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057

Mortgage

Document Number	0003307975
Date	Aug 25, 2023
Instrument	3307975

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045860001
Date	Jun 10, 2020
Book Page	4586/1
Instrument	2819401

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 20, 2018
Property Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057
Document Number	0043801623
Book / Page	4380 / 1623
Map Reference	MB22 PG11
Instrument Date	Nov 16, 2018
Instrument	2663137
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,711.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17653 WAYSIDE BND, PUNTA GORDA, FL 33982-5057

Mortgage

Document Number	0002663138
Date	Nov 20, 2018
Instrument	2663138

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17653 Wayside Bend was $5,361 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 Homeowner's exemption	$258,080	$333,153 Land $75,650 Building $257,503
2023	$5,126.00 (+5.58%) Homeowner's exemption	$243,502 (+3%)	$407,426 (+11.77%) Land $75,000 Building $332,426
2022	$4,855.00 Homeowner's exemption	$236,410	$364,521 Land $55,250 Building $309,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17653 Wayside Bend in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17653 Wayside Bend is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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