1765 Thames St, Clearwater, FL 33755 Property Records

Pinellas County property record for 1765 Thames St, Clearwater, FL 33755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1962
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Apr 2025)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Aug 2022 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-9655-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-9655-7`
Alternative APNs	`02-29-15-09126-000-0880` `291502091260000880` `152902091260000880` `R12909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,556 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R12909
Street Address	1765 THAMES ST
City	CLEARWATER
State	FL
Zip	33755-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKSHIRE ESTATES LOT 88
Legal Range	15E
Legal Township	29S
Legal Section	2
Legal Subdivision	BLACKSHIRE ESTATES
Legal Tract	9126
Legal Lot Number	88
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3015
Census Tract	26701

Owner

1765 Thames St is owned and occupied by two individuals who bought it in April 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1765 THAMES ST, CLEARWATER, FL 33755-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer REALTECH TITLE LLC
Oct 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 8, 2019	Grant Deed, Transfer · FHA Mortgage US MTG/FL
Dec 26, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	202597797
Deed Book / Page	23115 / 2408
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0217782325
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2022
Property Address	1765 THAMES ST, CLEARWATER, FL 33755-2341
Document Number	0221511896
Book / Page	22151 / 1896
Map Reference	MB 54 PG 31
Instrument Date	Jul 20, 2022
Instrument	2022233610
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 MILWAUKEE AVE, 257, DUNEDIN, FL 34698-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Oct 26, 2021
Property Address	1765 THAMES ST, CLEARWATER, FL 33755-2341
Document Number	0217782325
Book / Page	21778 / 2325
Map Reference	MB 54 PG 31
Instrument Date	Oct 19, 2021
Instrument	2021350350
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLEMAX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1765 THAMES ST, CLEARWATER, FL 33755-2341

Mortgage

Document Number	217782328
Date	Oct 26, 2021
Instrument	21778/2328

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 8, 2019
Property Address	1765 THAMES ST, CLEARWATER, FL 33755-2341
Document Number	0206051393
Book / Page	020605 / 001393
Instrument Date	Jul 1, 2019
Instrument	214847
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1765 THAMES ST CLEARWATER FL 337552341, CLEARWATER, FL 33755-2341

Mortgage

Document Number	206051395
Date	Jul 8, 2019
Book Page	020605/001395
Instrument	214848

Lender

Name	US MTG/FL
Type	Mortgage Company
Address	BOCA RATON, FL 33434

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 26, 2018
Property Address	1765 THAMES ST, CLEARWATER, FL 33755-2341
Document Number	0203761618
Book / Page	020376 / 001618
Instrument Date	Nov 21, 2018
Instrument	406264
Transaction Type	Foreclosure
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Tax	$947.10
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3937 DORAL DR TAMPA FL 336347400, TAMPA, FL 33634-7400

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Thames St was $6,684, up 6.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,684.00 (+6.53%)	$345,406 Land $118,153 Building $227,253	$345,406 Land $118,153 Building $227,253
2024	$6,274.00 (-1.6%)
2023	$6,376.00 (+92.69%)	$330,795 (+55.33%)	$330,795 (+12.98%) Land $150,002 Building $180,793
2022	$3,309.00 Homeowner's exemption	$212,956	$292,788 Land $134,310 Building $158,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Thames St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1765 Thames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Thames St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures