1765 Shellfish Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1765 Shellfish Dr, Navarre, FL 32566 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,782 sqft Living Area
Lot Size11,151 sqft (0.256 acres)
GarageAttached, 420 sqft
OccupancyOwner Occupied
Tax Bill$2,228.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-2S-27-2307-00B00-0050
Alternative APN
  • S27223230700B000050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,782 sqft Living Area
Gross Area2,567 sqft Gross Area
1st Floor1,782 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area11,151 sqft (0.256 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Shed1 Shed
Shed Area1 sqft Shed
Porch Area1,049 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1765 SHELLFISH DR
CityNAVARRE
StateFL
Zip32566-7432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEGEND COVE LOT 5 BLK B AS DES IN OR 3733 PG 562 & AS DES IN OR 3882 PG 1162
Legal Range27W
Legal Township2S
Legal Section23
Legal SubdivisionLEGEND COVE
Legal BlockB
Legal Lot Number5
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2000
Census Tract10824

Owner

Source: Santa Rosa County records · APN 23-2S-27-2307-00B00-0050

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Jan 23, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JFQ LENDING INC
Jun 30, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JFQ LENDING INC
Mar 01, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MIDLAND MORTGAGE
Oct 22, 2019Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
JFQ LENDING INC
May 31, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2019
Deed SaleOct 22, 2019
Prior SaleMay 31, 2018 · Amount on Record
Deed Doc Number201947425
Deed Book / Page3882 / 1162
Prior Transfer DateOct 14, 2019
Prior Transfer Doc0038821162
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432

Mortgage

Document Number0046930001
DateDec 29, 2025
Book Page4693/1
Instrument202560134
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037981096
DateJan 23, 2019
Book Page3798/1096
Instrument201902616
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85260
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039700094
DateJun 30, 2020
Book Page3970/94
Instrument202032032
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 01, 2022
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Document Number0042520294
Book / Page4252 / 294
Map ReferenceMB 13 PG 54
Instrument DateFeb 25, 2022
Instrument202212056
Transaction TypeTransfer
Record UpdatedApr 08, 2022
Title CompanyEMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,095.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6009 FOREST BAY AVE, 6009, GULF BREEZE, FL 32563-9795

Transferred To (Grantee/Buyer)

NameVerified Name
Address874 VENUS CT UNIT 401, 401, FT WALTON BCH, FL 32548-6092

Mortgage

Document Number0042530121
DateMar 02, 2022
Book Page4253/121
Instrument202212545
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 22, 2019
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Document Number0038821162
Book / Page3882 / 1162
Map ReferenceMB E PG 43
Instrument DateOct 14, 2019
Instrument201947425
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
InvestorPossibly a Property Investor

Mortgage

Document Number0038821166
DateOct 22, 2019
Instrument3882/1166
Lender
NameJFQ LENDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueNov 01, 2047

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 31, 2018
Property Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
Document Number0037330562
Book / Page3733 / 0562
Map ReferenceMB E PG43
Instrument DateMay 30, 2018
Instrument201822363
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5322 GREEN SPRINGS DR, 5322, HOUSTON, TX 77066-2857

Transferred To (Grantee/Buyer)

NameVerified Name
Address1765 SHELLFISH DR, NAVARRE, FL 32566-7432
InvestorPossibly a Property Investor

Mortgage

Document Number0201822364
DateMay 31, 2018
Instrument201822364
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term363 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$226,555 (+5.22%)$284,525 (+7.87%) Land $55,000 Building $229,525
2024$2,228.00 (+2.53%) Homeowner's exemption$215,311 (+3%)$263,766 (+0.91%) Land $50,000 Building $213,766
2023$2,173.00 (+2.94%) Homeowner's exemption$209,040 (+3%)$261,400 (+6.37%) Land $50,000 Building $211,400
2022$2,111.00 Homeowner's exemption$202,951$245,751 Land $40,000 Building $205,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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