1765 S Coy Rd, Oregon, OH 43616 Property Records

Lucas County property record for 1765 S Coy Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1931
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Nov 2019)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-32434`

Property Details

APN / Parcel Number

Primary APN	`44-32434`
Alternative APN	`24030005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	716 sqft
2nd Floor Area	544 sqft

Exterior

Year Built	Built 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	108,900 sqft (2.5 acres)
Lot Width	250 ft Width
Garage Area	360 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1765 S COY RD
City	OREGON
State	OH
Zip	43616-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 15 LOT 4 N 2.50 AC S 4 AC W15 AC
Legal Subdivision	CITY/OREGON SEC 15
Legal Tract	99
Legal Lot Number	4
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2010
Census Tract	9901

Owner

1765 S Coy Rd is owned and occupied by an individual who bought it in November 2019.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1765 S COY RD, OREGON, OH 43616-4147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 31, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 1, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Aug 30, 2000 · Amount on File
Deed Document Number	19108381
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1765 S COY RD, OREGON, OH 43616-4147
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 S COY RD, OREGON, OH 43616-4147

Mortgage

Document Number	0000045502
Date	Oct 19, 2022
Instrument	202210190045502

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1765 S COY RD, OREGON, OH 43616-4147
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013159
Date	Mar 17, 2021
Instrument	202103170013159

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Nov 1, 2044

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1765 S COY RD, OREGON, OH 43616-4147
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 S COY RD, OREGON, OH 43616-4147

Mortgage

Document Number	0000024212
Date	Jul 31, 2024
Instrument	202407310024212

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	124 Months
Due	Nov 1, 2034

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 1, 2019
Property Address	1765 S COY RD, OREGON, OH 43616-4147
Document Number	0000044821
Instrument Date	Oct 25, 2019
Instrument	44821
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 S COY RD OREGON OH 436164147, OREGON, OH 43616-4147

Mortgage

Document Number	44822
Date	Nov 1, 2019
Instrument	44822

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1765 S Coy Rd was $3,828, up 8.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+8.56%)	$75,425 (-) Land $16,765 Building $58,660
2024	$3,526.00 (+16.45%)	$75,425 (+40.94%) Land $16,765 Building $58,660	$215,500 Land $47,900 Building $167,600
2023	$3,028.00 (-0.75%)	$53,515 (-) Land $14,945 Building $38,570
2022	$3,051.00 Homeowner's exemption	$53,515 Land $14,945 Building $38,570
2021			$152,900 Land $42,700 Building $110,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1765 S Coy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 S Coy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, Spectrum.

Nearby Properties on S Coy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures