1765 Prospect St, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 1765 Prospect St, Ewing, NJ 08638

Property Summary

Property Type	Single Family Home
Details	1,844 sqft · built 1950
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2021)
Tax Bill	$7,859 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00101-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`02-00101-0000-00011`
Alternative APNs	`020010100011` `03630896`

Interior

Stories	2 Stories
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Construction Type	Frame
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide

Location & Zoning

Account Number	03630896
Street Address	1765 PROSPECT ST
City	EWING
State	NJ
Zip	08638-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	12-13
Legal Subdivision	PROSPECT HLNDS
Legal Block	101
Legal Lot Number	11
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	2
Census Block	2007
Census Tract	3500

Owner

1765 Prospect St is owned and occupied by two individuals who bought it in May 2021.

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1765 PROSPECT ST, EWING, NJ 08638-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 6, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Jul 23, 2002 · Amount on File
Deed Document Number	202128635
Deed Book / Page	6440 / 589
Prior Transfer Date	Aug 30, 2012
Prior Transfer Doc	0000045673
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1765 PROSPECT ST, EWING, NJ 08638-4611
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 PROSPECT ST, EWING, NJ 08638-4611

Mortgage

Document Number	0000003006
Date	Jan 26, 2024
Book Page	11855/1920
Instrument	2024003006

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jun 1, 2051

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	May 6, 2021
Property Address	1765 PROSPECT ST, EWING, NJ 08638-4611
Document Number	0000028635
Book / Page	6440 / 589
Instrument Date	May 3, 2021
Instrument	2021028635
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 PROSPECT ST, 1765, EWING, NJ 08638-4611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1765 PROSPECT ST, EWING, NJ 08638-4611

Mortgage

Document Number	0000028636
Date	May 6, 2021
Instrument	2021028636

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000028637
Date	May 6, 2021
Book Page	11612/1829
Instrument	2021028637

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Prospect St was $7,859, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (-) Land $52,600 Building $141,400	$194,000 (-) Land $52,600 Building $141,400
2025	$7,859.00 (+3%)	$194,000 Land $52,600 Building $141,400	$194,000 Land $52,600 Building $141,400
2024	$7,630.00
2023		$194,000 Land $52,600 Building $141,400	$194,000 Land $52,600 Building $141,400
2022	$6,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Prospect St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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