1765 Paddock Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 1765 Paddock Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,658 sqft · built 1999
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 1998)
Tax Bill	$34,705 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-18-103-007`

Property Details

APN / Parcel Number

Primary APN	`16-18-103-007`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	5,658 sqft Living Area
Gross Area	10,019 sqft
1st Floor Area	3,384 sqft
2nd Floor Area	2,274 sqft
Upper Floors Area	2,352 sqft
Basement Area	3,384 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	977 sqft
Parking Spaces	4 Parking Spaces
Pool Area	864 sqft
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1765 PADDOCK LN
City	LAKE FOREST
State	IL
Zip	60045-3675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PADDOCK LANE ESTATES; LOT 6
Legal Subdivision	PADDOCK LANE ESTATES
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2024
Census Tract	864601

Owner

1765 Paddock Ln is owned and occupied by two individuals who bought it in September 1998.

Source: Lake County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1765 PADDOCK LN, LAKE FOREST, IL 60045-3675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA
Aug 28, 2019	Deed of Trust, Mortgage NORTHERN TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1998 · Amount on File
Deed Sale	Sep 16, 1998 · Amount on File
Deed Document Number	19984206627
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1765 PADDOCK LN, LAKE FOREST, IL 60045-3675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007710490
Date	Oct 29, 2020
Instrument	7710490

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1765 PADDOCK LN, LAKE FOREST, IL 60045-3675
Document Number	0007593525
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1765 PADDOCK LN LAKE FOREST IL 600453675, LAKE FOREST, IL 60045-3675

Mortgage

Document Number	0007593525
Date	Sep 17, 2019
Instrument	7593525

Lender

Name	NORTHERN TR
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$715,785 Land $220,024 Building $495,761	$2,147,570 Land $660,138 Building $1,487,432
2024	$34,705.00 (+33.89%)
2023	$25,920.00 (-7.91%)	$560,018 (+12.93%) Land $172,143 Building $387,875	$1,680,222 (+12.93%) Land $516,481 Building $1,163,741
2022	$28,146.00	$495,878 Land $181,306 Building $314,572	$1,487,782 Land $543,972 Building $943,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Paddock Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Paddock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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