1765 Oak Way, Chico, CA 95926 Property Records

Butte County property record for 1765 Oak Way, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,296 sqft · built 1976
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Trust Names on File
Last Sale	$495,000 (Dec 2020)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`042-420-041-000`

Property Details

APN / Parcel Number

Primary APN	`042-420-041-000`
Alternative APN	`042-420-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	042-420-041
Street Address	1765 OAK WAY
City	CHICO
State	CA
Zip	95926-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASR
Legal Description	1765 OAK WAY
Legal Subdivision	JOHN BIDWELL RHO 02
Legal Lot Number	57
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1013
Census Tract	501

Owner

1765 Oak Way is owner-occupied and held in a trust since December 2020.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1765 OAK WAY, CHICO, CA 95926-9663
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Deed Document Number	202050581
Prior Transfer Date	Jan 31, 2015
Prior Transfer Doc	0000009237
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 4, 2020
Property Address	1765 OAK WAY, CHICO, CA 95926-9663
Document Number	0000050581
Map Reference	MB 5 PG 27
Instrument Date	Nov 30, 2020
Instrument	2020-0050581
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1765 OAK WAY, CHICO, CA 95926-9663

Mortgage

Document Number	0000050582
Date	Dec 4, 2020
Instrument	2020-0050582

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1765 OAK WAY, CHICO, CA 95926-9663
Document Number	0000029452
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 OAK WAY CHICO CA 959269663, CHICO, CA 95926-9663

Mortgage

Document Number	0000029452
Date	Aug 31, 2018
Instrument	29452

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ROCKY POINT, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Oak Way was $6,112.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,517 (+2%) Land $209,774 Building $336,743
2025	$6,112.00 Homeowner's exemption	$535,802 Land $205,661 Building $330,141
2024			$590,490
2023	$5,665.00 (+1.65%) Homeowner's exemption	$514,998 Land $197,676 Building $317,322
2022	$5,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Oak Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, T-Mobile, unWired Broadband.

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