1765 Lone Oak Dr, West Point, MS 39773 Property Records

Clay County property record for 1765 Lone Oak Dr, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,677 sqft · built 1969
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Tax Bill	$904 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061C404A 0100000`

Property Details

APN / Parcel Number

Primary APN	`061C404A 0100000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,677 sqft Finished Area
1st Floor Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	82,764 sqft (1.9 acres)
Utility Building	240 sqft

Location & Zoning

Street Address	1765 LONE OAK DR
City	WEST POINT
State	MS
Zip	39773-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 04 T 17 R 06 1.9 AC SW COR SW 1/4 SE 1/4 DB 312/814
Legal Range	06E
Legal Township	17
Legal Section	04
Jurisdiction	CLAY MS
Township / Civil Division	1
Census Block Group	4
Census Block	4026
Census Tract	950100

Owner

1765 Lone Oak Dr is owned and occupied by an individual who acquired it in December 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 9, 2022	Warranty Deed, Transfer
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022
Deed Sale	Dec 9, 2022
Prior Sale	Aug 23, 2017
Deed Document Number	20223914
Deed Book / Page	312 / 814
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000546/938
Date	Aug 9, 2022
Book Page	546/938
Instrument	2022003915

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 9, 2022
Property Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800
Document Number	000312/814
Book / Page	312 / 814
Map Reference	DB 295 PG 477
Instrument Date	Aug 9, 2022
Instrument	2022003914
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1428, WEST POINT, MS 39773-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 9, 2022
Property Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800
Document Number	000312/814
Book / Page	312 / 814
Map Reference	DB 295 PG 477
Instrument Date	Aug 9, 2022
Instrument	2022003914
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1428, WEST POINT, MS 39773-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800

Mortgage

Document Number	2022003915
Date	Aug 9, 2022
Instrument	2022003915

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 23, 2017
Property Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800
Document Number	000295/477
Book / Page	295 / 477
Instrument Date	Aug 17, 2017
Instrument	2017004163
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 LONE OAK DR, WEST POINT, MS 39773-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 COUNTY LINE RD, JEMISON, AL 35085

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Lone Oak Dr was $904.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$904.00	$15,773 (-) Land $2,535 Building $13,238	$105,156 (-) Land $16,901 Building $88,255
2024		$15,773 (+18.79%) Land $2,535 Building $13,238	$105,156 (+18.8%) Land $16,901 Building $88,255
2023	$1,987.00 (+893.5%) Additional exemption filed	$13,278 Land $2,535 Building $10,743	$88,518 Land $16,901 Building $71,617
2022	$200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Lone Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Lone Oak Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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