1765 Emerson Rd, Cohutta, GA 30710 Property Records

Whitfield County property record for 1765 Emerson Rd, Cohutta, GA 30710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,810 sqft · built 2004
Lot Size	2.32 acres (101,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Jul 2019)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-034-01-010`

Property Details

APN / Parcel Number

Primary APN	`10-034-01-010`
Alternative APN	`1654`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,810 sqft Heated Area
1st Floor Area	2,810 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	101,495 sqft (2.32 acres)
Garage Area	506 sqft
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1654
Street Address	1765 EMERSON RD
City	COHUTTA
State	GA
Zip	30710-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8&9 KEITH VALLEY COUNTRY EST
Legal Subdivision	KEITH VALLEY COUNTRY EST
Legal Lot Number	8,9 9
Jurisdiction	WHITFIELD GA
Township / Civil Division	NORTH WHITFIELD
Census Block Group	2
Census Block	2003
Census Tract	101

Owner

Source: Whitfield County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1765 EMERSON RD, COHUTTA, GA 30710-7723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI TENNESSEE VLY FCU
Jul 18, 2019	Grant Deed, Transfer · FHA Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	0006718284
Deed Book / Page	6718 / 284
Last Transfer Date	Jul 18, 2019
Transfer Doc	0067180284
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITFIELD GA
Property Address	1765 EMERSON RD, COHUTTA, GA 30710-7723
Document Number	0067670040
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1765 EMERSON RD COHUTTA GA 307107723, COHUTTA, GA 30710-7723

Mortgage

Document Number	0067670040
Date	Apr 30, 2020
Book Page	006767/000040

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Apr 29, 2045

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITFIELD GA
Recording Date	Jul 18, 2019
Property Address	1765 EMERSON RD, COHUTTA, GA 30710-7723
Document Number	0067180284
Book / Page	006718 / 000284
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1765 EMERSON RD COHUTTA GA 307107723, COHUTTA, GA 30710-7723

Mortgage

Document Number	67180286
Date	Jul 18, 2019
Book Page	006718/000286

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Whitfield County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Whitfield County
Unified School District	Whitfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00 (+26.96%) Homeowner's exemption	$135,308 (+32.34%) Land $28,377 Building $106,931	$338,271 (+32.34%) Land $70,943 Building $267,328
2023	$2,763.00 (+22.04%) Homeowner's exemption	$102,243 (+19.8%) Land $21,232 Building $81,011	$255,607 (+19.8%) Land $53,079 Building $202,528
2022	$2,264.00 Homeowner's exemption	$85,342 Land $18,642 Building $66,700	$213,354 Land $46,605 Building $166,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 7, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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