1765 E Main Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 1765 E Main Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,993 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Company Names on File
Last Sale	$2,800,000 (Feb 2025)
Tax Bill	$21,787 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone D (undetermined)
APN	`728-27-031`

Property Details

APN / Parcel Number

Primary APN	`728-27-031`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	4,993 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	2,271 sqft
2nd Floor Area	2,083 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	37,897 sqft (0.87 acres)
Garage Area	981 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1765 E MAIN AVE
City	MORGAN HILL
State	CA
Zip	95037-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Subdivision	MORGAN HILL MAP 05
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512308

Owner

Source: Santa Clara County records · APN 728-27-031

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1765 E MAIN AVE, MORGAN HILL, CA 95037-3213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Aug 04, 2015 · Amount on Record
Deed Document Number	202525767592
Prior Transfer Date	Feb 12, 2025
Prior Transfer Doc	0025767591
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1765 E MAIN AVE, MORGAN HILL, CA 95037-3213
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 E MAIN AVE, MORGAN HILL, CA 95037-3213

Mortgage

Document Number	0025941991
Date	Feb 10, 2026
Instrument	25941991

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,856,000 (+48.69%) Land $1,820,700 Building $1,035,300
2025	$21,787.00 (+3.24%) Homeowner's exemption	$1,920,762 (+4.04%) Land $825,695 Building $1,095,067
2023	$21,104.00 (+1.71%) Homeowner's exemption	$1,846,179 Land $793,633 Building $1,052,546
2022	$20,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855123082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGAN HILL serves 47,374 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.