Baldwin County property record for 1765 Cristo Loop, Lillian, AL 36549
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,752 sqft · built 1990 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Nov 2021) |
| Tax Bill | $605 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-08-25-3-009-140 |
| Primary APN | 52-08-25-3-009-140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,752 sqft Adjusted Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Mobile Home |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Utility Building | 200 sqft |
| Account Number | 393079 |
|---|---|
| Street Address | 1765 CRISTO LOOP |
| City | LILLIAN |
| State | AL |
| Zip | 36549-5243 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 1765-A A REPLAT OF LOT 1765 AND THE EAST HALF OF LOT 1764, SPANISH COVE SUBDIVISION RECORDED IN MAP BOOK 11, SLIDE 2891-C |
| Legal Subdivision | COVE SUBDIVISION |
| Legal Block | D-4A |
| Legal Lot Number | 1765-A, |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11603 |
1765 Cristo Loop, a mobile home, is owned by an individual who bought it in November 2021.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 PEACEFUL LN, OLIVEHILL, TN 38475-9131 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 8, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Prior Sale | Sep 13, 2012 |
| Deed Document Number | 20211955624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 1765 CRISTO LOOP, LILLIAN, AL 36549-5243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001646255 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 1646255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 1765 CRISTO LOOP, LILLIAN, AL 36549-5243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 0001712696 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 1712696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 1765 CRISTO LOOP, LILLIAN, AL 36549-5243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001960515 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 1960515 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 1765 Cristo Loop was $605, up 0.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605.00 (+0.83%) | ||
| 2025 | $600.00 | $21,460 Land $12,640 Building $8,820 | $107,300 Land $63,200 Building $44,100 |
| 2023 | $336.00 (+202.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $12,000 (+97.37%) | $60,000 (-1.32%) Land $35,400 Building $24,600 |
| 2022 | $111.00 (+38.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $6,080 | $60,800 Land $36,800 Building $24,000 |
| 2021 | $80.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1765 Cristo Loop in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1765 Cristo Loop is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERDIDO BAY WATER SEWER & FPD serves 12,765 people · EPA ID AL0001490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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