1765 Congress Ave, Beloit, WI 53511 Property Records

Rock County property record for 1765 Congress Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1942
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Mar 2025)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Jan 2007 Mortgage May 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206 12511465`

Property Details

APN / Parcel Number

Primary APN	`206 12511465`
Alternative APN	`12511465`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Metal
Construction Type	Frame
Lot Area	6,229 sqft (0.143 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	206 12511465
Street Address	1765 CONGRESS AVE
City	BELOIT
State	WI
Zip	53511-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 95 TILTONS SUB OF B 2 HIGHLAND HTS ADD
Legal Subdivision	HIGHLAND HTS
Legal Lot Number	95
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3016
Census Tract	2601

Owner

1765 Congress Ave is owned by a company that bought it in March 2025.

Source: Rock County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	1985 PEBBLE DR, BELOIT, WI 53511-6721
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2007	Deed of Trust, Mortgage CITIFINANCIAL INC
May 1, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Jul 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Mar 10, 2025	Warranty Deed, Transfer · Commercial Mortgage GREENSTATE CU
May 26, 2023	Warranty Deed, Transfer · Line of Credit WISCONSIN RIVER BANK
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
May 3, 2010	Special Warranty Deed, Transfer NORTHWEST TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	20252280631
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001776105
Date	Jan 4, 2007
Instrument	1776105

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	JANESVILLE, WI 53545

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 8, 2022

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001748529
Date	May 1, 2006
Instrument	1748529

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	JANESVILLE, WI 53545

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jun 2, 2021

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002056896
Date	Jul 20, 2016
Instrument	2056896

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 10, 2025
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Document Number	0002280631
Instrument Date	Mar 7, 2025
Instrument	2280631
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 PEBBLE DR, BELOIT, WI 53511-6721
Investor	Possibly a Property Investor

Mortgage

Document Number	0002280632
Date	Mar 10, 2025
Instrument	2280632

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 26, 2023
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Document Number	0002241192
Instrument Date	May 26, 2023
Instrument	2241192
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CAROLYN DR, BELOIT, WI 53511-2103

Mortgage

Document Number	0002241193
Date	May 26, 2023
Instrument	2241193

Lender

Name	WISCONSIN RIVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 7, 2020
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Document Number	0002151132
Instrument Date	Mar 24, 2020
Instrument	2151132
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2227 CARNFORTH PL, BELOIT, WI 53511-2304
Investor	Possibly a Property Investor

Mortgage

Document Number	0002151133
Date	Apr 7, 2020
Instrument	2151133

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

May 2010: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 3, 2010
Property Address	1765 CONGRESS AVE, BELOIT, WI 53511-3730
Document Number	0001890880
Instrument Date	Apr 22, 2010
Instrument	1890880
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NORTHWEST TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1765 Congress Ave was $1,622.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00	$99,900 Land $9,600 Building $90,300	$109,700
2023	$1,014.00	$65,400 Land $9,600 Building $55,800	$74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1765 Congress Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1765 Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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