1765 Carnes Wilson Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1765 Carnes Wilson Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,596 sqft · built 1978
Lot Size	6.9 acres (300,564 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Mar 2024)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0058-00-020.05`

Property Details

APN / Parcel Number

Primary APN	`0058-00-020.05`
Alternative APNs	`00580 00 020.05` `5006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	300,564 sqft (6.9 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	180 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5006
Street Address	1765 CARNES WILSON RD
City	LANCASTER
State	SC
Zip	29720-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	SUBDIVISION OF EST OF W T CARNES
Legal Block	6
Legal Lot Number	6
Jurisdiction	LANCASTER SC
Township / Civil Division	TRADESVILLE
Census Block Group	1
Census Block	1042
Census Tract	10100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITYWORTH MORTGAGE LLC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	20243109
Deed Book / Page	1767 / 310
Prior Transfer Date	Oct 2, 2013
Prior Transfer Doc	0000015197
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 18, 2024
Property Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Document Number	0000003109
Book / Page	1767 / 310
Map Reference	PL 1933
Instrument Date	Mar 18, 2024
Instrument	2024003109
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915

Mortgage

Document Number	0000003110
Date	Mar 18, 2024
Instrument	2024003110

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Apr 5, 2039
Change Frequency	10 Years
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	10-Year TN
Margin	3
Max Rate	13.2%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009789
Date	Aug 3, 2023
Book Page	5001/249
Instrument	2023009789

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004115
Date	Mar 11, 2022
Book Page	4689/240
Instrument	2022004115

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008889
Date	Apr 29, 2021
Book Page	4382/225
Instrument	2021008889

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1765 CARNES WILSON RD, LANCASTER, SC 29720-7915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020296
Date	Nov 13, 2020
Book Page	4195/172
Instrument	2020020296

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (+167.02%)	$14,518 (+185.67%) Land $3,954 Building $10,564	$355,000 (+187.45%) Land $90,900 Building $264,100
2024	$858.00 (+0.47%)
2023	$854.00 (+0.35%)	$5,082 (-) Land $1,586 Building $3,496	$123,500 (-) Land $36,100 Building $87,400
2022	$851.00	$5,082 Land $1,586 Building $3,496	$123,500 Land $36,100 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: RiverNet Connect.

Cell Coverage

5G and 4G LTE (outdoors only)

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