Ramsey County property record for 1765 4th St E, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,021 sqft · built 1947 |
| Lot Size | 0.14 acres (6,096 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,872 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-29-22-14-0020 |
| Primary APN | 34-29-22-14-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,021 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Basement Area | 479 sqft |
| Finished Basement | 479 sqft |
| Family Room | Family Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 6,096 sqft (0.14 acres) |
| Lot Dimensions | 127 ft deep x 48 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 472822 |
|---|---|
| Street Address | 1765 4TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEINEMANN SHIRK & STIERLES SUB EX W 32 FT LOT 26 AND ALL OF LOT 27 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 34 |
| Legal Subdivision | HEINEMANN SHIRK & STIERLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 26,27 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 34701 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1765 4TH ST E, SAINT PAUL, MN 55106-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage LAKE AREA MORTGAGE |
| Oct 27, 2018 | Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 31, 2021 |
| Property Address | 1765 4TH ST E, SAINT PAUL, MN 55106-5427 |
| Document Number | 0T02695118 |
| Instrument Date | Mar 29, 2021 |
| Instrument | T02695118 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | PARTNERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $848.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1765 4TH ST E, SAINT PAUL, MN 55106-5427 |
| Document Number | 0T02695119 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | T02695119 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1765 4TH ST E, SAINT PAUL, MN 55106-5427 |
| Document Number | 0002629001 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1765 4TH ST E ST PAUL MN 551065427, ST PAUL, MN 55106-5427 |
| Document Number | 0002629001 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 2629001 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 29, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,300 (-2.29%) Land $44,100 Building $208,200 | $252,300 (-2.29%) Land $44,100 Building $208,200 | |
| 2025 | $3,872.00 (-0.77%) | ||
| 2023 | $3,902.00 Homeowner's exemption | $258,200 Land $27,400 Building $230,800 | $258,200 Land $27,400 Building $230,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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