1765 15th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1765 15th St, Los Osos, CA 93402 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1974
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$555,000 (Mar 2018)
Tax Bill$9,691 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-551-019

Property Details

APN / Parcel Number

Primary APN038-551-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,504 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Construction TypeWood
Lot Area6,250 sqft (0.143 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address1765 15TH ST
CityLOS OSOS
StateCA
Zip93402-1814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN EL MORO BL 115 LTS 17 & 18
Legal SubdivisionEL MORO
Legal Block115
Legal Lot Number17,18 18
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2015
Census Tract10703

Owner

Source: San Luis Obispo County records · APN 038-551-019

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1765 15TH ST, LOS OSOS, CA 93402-1814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Mar 21, 2018Grant Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2018 · Amount on Record
Deed SaleMar 21, 2018 · Amount on Record
Prior SaleMay 14, 1999 · Amount on Record
Deed Document Number2018011043
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1765 15TH ST, LOS OSOS, CA 93402-1814
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1765 15TH ST, LOS OSOS, CA 93402-1814

Mortgage

Document Number0000015791
DateMar 02, 2021
Instrument2021015791
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2041

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1765 15TH ST, LOS OSOS, CA 93402-1814
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047489
DateOct 25, 2019
Instrument2019047489
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 21, 2018
Property Address1765 15TH ST, LOS OSOS, CA 93402-1814
Document Number0000011043
Map ReferenceMB A PG81
Instrument DateMar 02, 2018
Instrument2018011043
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1765 15TH ST, LOS OSOS, CA 93402-1814

Mortgage

Document Number0000011044
DateMar 21, 2018
Instrument2018011044
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,691.00 (+1.95%) Homeowner's exemption$631,491 (+4.04%) Land $312,902 Building $318,589
2023$9,506.00 (+4.59%) Homeowner's exemption$606,971 Land $300,752 Building $306,219
2022$9,089.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 15th St

Nearby Streets

Search Property Records by Address or Parcel Number