17648 Lake Side Dr, Monument, CO 80132 Property Records

El Paso County property record for 17648 Lake Side Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,194 sqft · built 2017
Lot Size	0.278 acres (12,111 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Jan 2021)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71154-19-034`

Property Details

APN / Parcel Number

Primary APN	`71154-19-034`
Alternative APN	`R7115419034`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,194 sqft Living Area
Gross Area	5,396 sqft
1st Floor Area	2,331 sqft
Basement Area	2,090 sqft
Finished Basement	1,863 sqft
Unfinished Basement	227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,111 sqft (0.278 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	442 sqft
Balcony Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7115419034
Street Address	17648 LAKE SIDE DR
City	MONUMENT
State	CO
Zip	80132-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 34 LAKE OF THE ROCKIES FIL NO 1
Legal Subdivision	LAKE OF THE ROCKIES FIL NO 1
Legal Lot Number	34
Jurisdiction	EL PASO CO
Township / Civil Division	MONUMENT
Census Block Group	2
Census Block	2052
Census Tract	3712

Owner

17648 Lake Side Dr is owned and occupied by two individuals who bought it in January 2021.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17648 LAKE SIDE DR, MONUMENT, CO 80132-7503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 4, 2018	Grant Deed, Transfer INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	20217316
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 13, 2021
Property Address	17648 LAKE SIDE DR, MONUMENT, CO 80132-7503
Document Number	0000007316
Instrument Date	Jan 12, 2021
Instrument	221007316
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17648 LAKE SIDE DR, 17648, MONUMENT, CO 80132-7503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17648 LAKE SIDE DR, MONUMENT, CO 80132-7503

Mortgage

Document Number	0000007317
Date	Jan 13, 2021
Instrument	221007317

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 4, 2018
Property Address	17648 LAKE SIDE DR, MONUMENT, CO 80132-7503
Document Number	0000063338
Instrument Date	May 29, 2018
Instrument	63338
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.38
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17648 LAKE SIDE DR MONUMENT CO 801327503, MONUMENT, CO 80132-7503

Mortgage

Document Number	63339
Date	Jun 4, 2018
Instrument	63339

Lender

Name	INSPIRE HM LNS INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 17648 Lake Side Dr was $6,988, up 1.8% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,060 (-)	$809,348 (-)
2025	$6,988.00 (+1.78%)	$57,060 (+1.01%) Land $11,050 Building $46,010	$809,348 Land $156,750 Building $652,598
2024	$6,866.00 (+1.51%)	$56,490 (-) Land $8,740 Building $47,750
2023	$6,764.00 (+47.43%)	$56,490 (+60.99%) Land $8,740 Building $47,750	$843,034 (+66.97%) Land $130,400 Building $712,634
2022	$4,588.00	$35,090 Land $6,940 Building $28,150	$504,896 Land $99,800 Building $405,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17648 Lake Side Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17648 Lake Side Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONUMENT serves 5,740 people · EPA ID CO0121475
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless · Fiber in parts of the area	300 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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