1764 Manor Cir, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1764 Manor Cir, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1977
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Oct 2023)
Tax Bill	$15,717 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502-122-050-3`

Property Details

APN / Parcel Number

Primary APN	`502-122-050-3`
Alternative APN	`502-122-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	105 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1764 MANOR CIR
City	EL CERRITO
State	CA
Zip	94530-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	T04570 L0016 B
Legal Subdivision	SUBDIVISION 4570
Legal Tract	04570
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1764 MANOR CIR, EL CERRITO, CA 94530-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 4, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	202396778
Prior Transfer Date	Jun 17, 1994
Prior Transfer Doc	0000176450
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1764 MANOR CIR, EL CERRITO, CA 94530-1915
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 MANOR CIR, EL CERRITO, CA 94530-1915

Mortgage

Document Number	0000111768
Date	Oct 23, 2025
Instrument	2025- 111768

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 4, 2023
Property Address	1764 MANOR CIR, EL CERRITO, CA 94530-1915
Document Number	0000096778
Map Reference	MB 190 PG 44&45
Instrument Date	Sep 19, 2023
Instrument	2023-096778
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1764 MANOR CIR, EL CERRITO, CA 94530-1915

Mortgage

Document Number	0000096779
Date	Oct 4, 2023
Instrument	2023-096779

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Max Rate	11.7%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,144,440 (+2%) Land $728,280 Building $416,160
2025	$15,717.00 (+33.15%)	$1,122,000 (+240.09%) Land $714,000 Building $408,000
2023	$11,804.00 (+123.14%) Homeowner's exemption	$329,913 Land $124,152 Building $205,761
2022	$5,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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